Does it seem like you are fighting a losing battle when it comes to all your debt? If you are making as much money as you can but not able to pay all of your bills let along tackle all of that debt something has to give. But if you already have given up all that you can what else can you do to manage your debt before it completely consumes your life? There may be a solution to your debt situation, one in which will finally set you free. According to a financial help article, you can become debt-free when you create a plan. First thing you will want to do is list the debts from smallest to largest. What will start to take place is what financial advisors call ‘debt snowball rolling’. By paying off the smallest amount first you can then use the minimum amount due from that card to pay off the next card. According to a money article, it is still possible to live the life you want to live while still paying off your debt. Some additional tips that you can use to help pay off your debt faster include: knowing what you owe, following the ten times ten rule (saving ten dollars at a time), spending cash instead of using credit cards, paying off your Christmas debt first, asking to have your rates reduced or transferring your debt to a lower interest card, refiling your W4 and having them withhold your federal taxes so that you can use that money now to pay off debt, and finally, when all else fails, don’t be afraid to ask for help.

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