Not Getting a Tax Refund? Here Are More Ways to Save Money

More Ways to Save Money

Buzz around town would suggest that many people aren’t getting their regular tax refunds this year. Individuals have been complaining about not being able to purchase what they’d planned with their tax refund. Many people rely on a refund to make purchases they’ve been putting off like buying a new car or going on a family vacation. You don’t need to wait until tax season to have the cash for those thing though. You can be saving money all year round.

More Ways to Save Money

Saving money is extremely important but it can be redundant. If you are looking for more ways to save money, you’ve come to the right place. Below are 10 relatively unique ways to save money.

1. Host a For-Profit Party

Have you ever been to a rent party? It is something college students who rent apartment off campus do quite often. They provide a little cash to throw the party and then charge attendees an admission fee. If you can through a really great budget party, this may be for you! Once the party is over, you can bank the cash you made.

2. Get a Side Hustle

If throwing a for-profit party doesn’t sound like it’s for you then you can easily find a side hustle and bank the extra cash. Some great side hustles are freelance writing, lawn maintenance, childcare and even cleaning!

3. Try a Money Challenge

A few years ago the internet blew up with these money challenges. Essentially you challenge yourself to save a certain amount of money each day, week or month, reaching an annual goal. If you’ve tried these and they seem to be getting monotonous you can try some of these 52 Week Money Challenge Alternatives.

4. Start an IRA or 401K

It is never too early to save for retirement and the cash you put into a retirement account can oftentimes be written off on your taxes (making a refund more likely next year). Additionally, if you start a 401K through your employer they may match your contribution, multiplying your savings over time.

5. Make Savings Automatic

Everyone has heard of automatically drafting your savings from each paycheck but why not make it a bit more fun? Acorns is another great not only to save money but also to invest your money. The app will allow you to link a bank account and credit/debit card. When you make purchases, it rounds up and takes the difference and invests it for you.

6. Re-Budget and Cut Expenses

Another more traditional way to save is cutting expenses. However, you don’t have to cut out things you enjoy all the time. You can be a bit more creative and try a $25 per week food budget or attempt to ride a bike/walk more than you drive your car.

7. Stop Eating Out

Check out Pinterest and find something interesting to cook at home. Eating out is extremely expensive and, for the most part, you are getting half as much food (sometimes even less). You can eat a great meal at home for much less. If you get bored with your at-home menu easily, search the web and find something new to try. Here’s a good budget grocery list.

8. Try the $1 Bill or $5 Bill Challenge

Money challenges were mentioned above but, unlike the daily and weekly challenge, this challenge deals with physical cash. Many people perform the $5 Bill Challenge. This challenge dictates that every $5 bill you receive in change will go into savings. (I recently stated doing the same thing with ones.)

9. Choose to Be Cheap

Don’t be afraid to be known as the frugal person (these celebrities do it). Your finances will thank you later. You can turn people down for outings, buy used clothing and shop marked down meats without feeling a bit of shame because you will be securing your savings and your financial future.

10. Find Free (or Nearly Free) Hobbies

If you enjoy spending money on going out or hobbies, find some activities you enjoy that are cheaper or free. Discover free (or nearly free) hobbies by following this link.

Whatever you decide to do, saving money is extremely important. Whether you trim your budget or set up a 401K, planning ahead and saving will insure you won’t have to wait for a tax refund to buy that new car.

Photo: OTA Photos

Nine Benefits of Outsourcing Maintenance

feet-932346_640When you’re maintaining the value of an investment, is good enough really good enough? One of the nine benefits of outsourcing maintenance is the ability to hire an expert for every situation. Why task a plumber with repairing your HVAC when you can get someone who has been specifically trained to do the job?

2) Happy Tenants: Although many people invest in real estate to secure their futures or generate passive income, the product you create when you run your properties competently is a happy tenant. You’ve heard the saying, “Happy wife, happy life?” When it comes managing your rental property portfolio, it’s happy tenant, happy life. Outsourcing maintenance means things get done right the first time, which minimizes the inconveniences your renters must endure.

3) Confidence: Another benefit of outsourcing is the feeling of confidence you get when you hire a professional. You can assign them to the task and forget about it, trusting things will be done properly because the work is always guaranteed.

4) Flexibility: Superior property management companies like Onerent offer the independent landlord the option of contracting for services on an a la carte basis. This includes property maintenance, which means you can contract with them for the exact services you feel you need, while keeping your hands on the aspects of running your business with which you feel most comfortable.

5) Tenant Retention: While we’re on the subject of comfort, many people are uncomfortable having strangers in their homes. If you’re sending non-professionals to accomplish vital tasks and they have trouble getting them right, it undermines the confidence your tenants have in your ability to provide a comfortable environment. People who feel this way tend to avoid renewing their lease.

6) Planned Procedures: Dedicated maintenance companies usually approach routine maintenance in a methodical fashion. This means you’ll get a maintenance schedule for all of the major systems requiring upkeep. You’ll also get status reports, so you know what equipment is looking good and what you need to start planning to replace before it fails. This way you can budget for situations rather than being blindsided.

7) Around The Clock Service: Speaking of being blindsided, system failures tend to be somewhat oblivious to the clock. Well, that’s not exactly true. More often than not, when something goes bad it’s at the worst possible time, like in the middle of the night—or over a holiday weekend when you’re out of town. The best residential property maintenance people tend to be equally oblivious to time, keeping someone on call 24/7/365 to deal with whatever comes up. You can’t expect an elderly tenant to spend the Fourth of July weekend in a 100+ degree apartment sans A/C because your HVAC person is gone for the weekend. With a good property maintenance company, you won’t have to.

8) Security: Outsourcing maintenance also means you can count on everyone to be licensed, insured and bonded. This means you can easily track their performance history with their license number. Insurance is important should property or an individual experience physical harm during a maintenance procedure. And, because maintenance people must enter tenants’ apartment unsupervised on occasion, bonding ensures they have been subjected to background checks. Bonding also covers you should an unscrupulous maintenance person take an inappropriate interest in one of your tenant’s belongings.

9) Peace of Mind: Among the nine benefits of outsourcing maintenance, the most significant is the peace of mind you’ll enjoy with consistently competent service people caring for your property.

What is Jenna Marbles’ Net Worth?

Jenna Marbles' net worth
If you’re like me (and every other millennial out there) you probably LOVE Youtube. The site went from nonexistent to the number one place to search for a video on the Web in just a few years. What is even more surprising about Youtube, however, is the number of stars the site has been able to produce and how much cash they rake in from it.

One of my favorite Youtube stars is Jenn Marbles. She, her boyfriend, her cute dogs and goofy personality all make for a great Youtube channel to subscribe to. I’ve been watching her videos for years! While I was watching one of her videos the other day (I tune in regularly), I started wondering, “what is Jenna Marbles’ net worth?”

Jenna Marbles’ Youtube Career

You may have never heard of Jenna Marbles (born Jenna Mourey) before and that’s okay. Take a second and look her up on Youtube. She’s hilarious! Marbles’ Youtube channel has basically been a place for people to go for humorous narratives and even pranks (she taped herself calling out at places she didn’t work and it was great). Jenna, unlike many others, literally blew up over night..

Her career was kickstarted (like more are being started every day) with a Youtube video. The first Jenna Marbles video titled, “How To Trick People Into Thinking You’re Good Looking” was released in 2010. Within the first week of it being online it was viewed 5.3 million times.

Now Marbles uploads a new video every Wednesday or Thursday and has more than 17 million subscribers and 2.2 billion video views. And, like many other Youtube stars, she isn’t restricting her talents to the computer screen.

In fact, the 30-year-old Youtuber hosts a weekly pop countdown on Sirus XM 1 called “Youtube 15.” Marbles has also appeared in a number of television movies, television shows and recently released her own brand of dog toys called Kermie and Mr. Marbles, which is making her a bit of cash.  Additionally, Marbles is an executive producer on the set of “Maximum Ride,” a film based on a novel by James Patterson.

So, with all of her success within the past few years, what is Jenna Marbles’ net worth and how did she make her money?

Jenna Marbles’ Net Worth

Jenna Marbles' net worthJenna Marbles’ net worth sits at a comfortable $2.9 million. Considering the salaries of other top-paid Youtubers, Marbles isn’t doing too shabby! How much cash is she pulling in from Youtube though?

Youtube stars actually make a ton of cash. So, if you’re as successful as someone like Jenna Marbles then you can make millions too. Similar Youtube stars make six figures a year (or more) and once you become well known you’ll start landing other lucrative deals like Marbles did.

In addition to her Youtube income, Marbles is also raking in some cash from her dog toy venture (mentioned above) as well as her dabbling in movies (most recently producing “Maximum Ride”). She will also continue her Youtube postings in 2017, which are likely to help her score even more cash in the future!

Did you enjoy reading about Jenna Marbles’ net worth? You may also enjoy reading about Conor Maynard’s net worth

Photos: Play Buzz and Heavy

How Financial Management Can Help You with Your Draining Finances

calculator-1156121_640Losing your mind over what’s draining your finances, where are you spending them and how you can keep them together? Welcome aboard! Most of us go through this struggle because of our poor financial management. Your personal finances need as much care as any business out there. Well managed finances reduce the stress to half and keep you prepared to hit the curved balls the life might throw at you. When you realize you are losing control over your money, take immediate action instead of waiting for a miracle. Here’s how you can manage your finances and keep them under control:

Determine What You Need Finances For

Your worries over finance start as soon as you graduate from high school and plans for college. It doesn’t end here; from thereon it’s a constant struggle to stay on top of your finances. Whether you want funds for college or wish to start a business, you can’t do it without a financial plan. Unless you are hiding a fortune, you need finances to achieve your goal, that’s where you need to take assistance of expert finance advisors to formulate the best financial plan for you.

Know When and Where to Spend your Money

Budgeting is not a new concept. In fact, you might be sick of hearing this word coming out of every financial advisor’s mouth. But the reality is, “You do need a budget”. Nothing keeps your financial goals in line like a budget does. You will know where and how much money you are going to spend every month. You will see a significant change in your savings account after organizing a financial plan. Creating budget can be overwhelming at first, that’s where financial experts like Terry Sandvold would be of great help, making it easier for you to manage your finances.

Don’t Let Your Credit Card Control You

Before purchasing items ask yourself, how much money you are willing to spend on the purchase? Is it something you want or need? Because when you use credit card to pay for things, you lose track of your money. It’s when you actually see your bank statement you realize you have spent more money than your budget allowed. Maxing out your credit card will increase your debts that you might not be able to pay later. To avoid this, you should consider going on a cash diet – it is known to be a great money saving tool.

Don’t Touch Your Emergency Stash

Frequent withdrawals from your savings account can put a significant dent in your pocket, without you realizing it. Keep a portion of your income aside every month, and never touch your emergency stash for petty issues. Life is full of unexpected surprises, not necessarily bad though. It can be a wedding, a celebration party, or faith may put in a difficult situation; you never know what surprises life is going to throw your way. In such situations, the stashed away savings will be your saving grace.

It’s not that difficult to manage your finances when you can differentiate between your desires and needs, and closely follow your budget plan.