Why I’m Researching a Vacation We Can’t Afford

Our view from inside Neusweinstein in Germany. Worth every penny.

Our view from inside the Neusweinstein castle in Germany. Worth every penny.

I would rather take one amazing, life changing trip every 10 years then smaller, cheaper vacations for the nine previous years. Some people have the itch to get away all the time but I don’t. I’m a homebody and have no problem exploring our own little corner of the world. I enjoy simple things in life such as camping and mini road trips.

That doesn’t mean we don’t enjoy vacations though. When we get away, like really away, we want to go all-out. For our honeymoon we went to Germany and France for almost two weeks and it was amazing. Needless to say, we’re in no position to do anything like that now. I’m talking taking ten days to three weeks off work, kind of vacation. One we talk about for years and years to come.

Our current position in life, not just financial, doesn’t allow us to drop everything for a long duration of time and get away. For example we want to take our next big trip with our daughter but want her to be old enough to really understand what we’re doing and have more independence. I’m not interested in spending money for a four year old to follow her parents around for a few weeks, I want her to be able to appreciate and explore as well.

Realistically, given everything, especially finances, we’re five to six years away from taking our next big family trip but that doesn’t mean we’re not actively making plans. We haven’t decided indefinitely where or when we’ll go but we’re not letting the fact that we still have debt stop us from dreaming of where we will be in five years.

Planning a trip we really want, but can’t yet afford, gives us drive.

Obviously we want to get out of debt. While we’re not seeking early retirement or to be millionaires in our forties, we want to experience life beyond debt and we need to establish a plan for what kind of life we want to have, for us this includes travel. Though I’ve sort of given up on creating defined goals, our overall goal of debt freedom hasn’t gone away and the reasons why we want to get out of debt have never changed.

For us, we may not have many exact plans beyond whats on meal plan for tomorrow or how much money we’ll have to put towards debt on payday, but one thing is for sure, our debt isn’t going to deter our dreams of travel, if anything they will enforce our desire to travel and push up to reach other goals faster.

What motivates you to reach your goals?

Enjoy Plunged in Debt?

Pid

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Comments

  1. I’m totally with you. I could go on an international trip this year, but I’m saving up for a big one NEXT year and using points and other means to do two small domestic trips this year (one to visit home-basically almost free) and one to Austin. For me it isn’t a vacation to take all these huge trips in the year, but I stress financially the rest of the year. Know what I mean? I’m also comfortable being a homebody as well, and planning is half the fun!
    Tonya@Budget and the Beach recently posted..February RecapMy Profile

  2. I don’t mind the occasional small vacation, but yeah, I’d prefer to save up for something bigger. Unfortunately, my husband gets the travel itch. Also unfortunately, FinCon takes up a decent chunk of our allotted vacation savings each year. I think I’m going to have to start churning rewards cards to see if we can save up. I’d love to reenact our honeymoon, which was a blast. We went to Orlando and hit the theme parks. If we can get enough travel rewards, maybe we could afford the flight and hotel stays. (Last time, we had a friend in the hotel business who got us $33/night rooms — one directly across from Universal Orlando. Alas, she’s not in the business anymore.)

    Failing that, I have a family friend in LA that we can crash with and hit some theme parks there. Not quite the same, but probably more doable in the near future.
    Abigail @ipickuppennies recently posted..Thank youMy Profile

  3. You’re right!! I love to travel… However I can’t do it all the time, and as the same as you I rather to go not that often and really enjoy than to go and being worried about other stuff like how much this hotel charges for a chocolate in the minibar. I’m a bussines woman, I started my bussines of “how to make moccasins” not too long ago, I’m dedicated, responsable and I have to admit workholic too BUT I love to take vacations, and when I say vacations I really mean it. I believe that meeting a moccasin designer on monday is not the same than meeting him on friday, but I do beleive too that we all need vacactions to drop all the stress and think clearly. I’m planning my next vacations since 2 years ago, I haven’t take vacations that long! But this is the year I’m going to take them and I have a wonderful plan. That motivates me to leave everything ini order at the office so when I’ll be away I’ll enjoy!
    Amanda recently posted..Popular styles of womens moccasinsMy Profile

  4. We take a lot of small-ish vacations, like to Cabo or Cancun, because we can typically do those for under $2K. And every few years we do a BIG vacation, like to Costa Rica. We’re planning for our last big trip though to Thailand next year. We plan on leaving our little guy with my parents, he’ll be 1.5 by then and it will be before we have a second , and who knows when we’ll be able to do another big vacation after that..
    Newlyweds on a Budget recently posted..DIY Projects You Can Do With KidsMy Profile

  5. We are taking a pretty big trip in a few weeks and we are pretty excited about it. That said, I can see your point. We want our kids to have travel and world experiences, but at this age they won’t really appreciate them yet.
    Catherine Alford recently posted..Why Money is the Most Important Topic ImaginableMy Profile

  6. That’s the spirit. Me? Even though I have debts to pay, I still find some money for my travel fund because travel is really important to me as it encourages me to do more and to work more. And, I find pleasure and encouragement out of it. It is something that pushes me to my limit and to a better me.
    Jayson @ Monster Piggy Bank recently posted..3 ways to keep your business cash secureMy Profile

  7. Travel is my motivation. I find time or a side hustle for me to save for my travel, considering I still have debts to pay. I do this because travel is something that pushes me to do more and work more. One of my motivations actually.
    Jayson @ Monster Piggy Bank recently posted..Have you got lost SuperannuationMy Profile

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Why I’m Researching a Vacation We Can’t Afford

Our view from inside Neusweinstein in Germany. Worth every penny.

Our view from inside the Neusweinstein castle in Germany. Worth every penny.

I would rather take one amazing, life changing trip every 10 years then smaller, cheaper vacations for the nine previous years. Some people have the itch to get away all the time but I don’t. I’m a homebody and have no problem exploring our own little corner of the world. I enjoy simple things in life such as camping and mini road trips.

That doesn’t mean we don’t enjoy vacations though. When we get away, like really away, we want to go all-out. For our honeymoon we went to Germany and France for almost two weeks and it was amazing. Needless to say, we’re in no position to do anything like that now. I’m talking taking ten days to three weeks off work, kind of vacation. One we talk about for years and years to come.

Our current position in life, not just financial, doesn’t allow us to drop everything for a long duration of time and get away. For example we want to take our next big trip with our daughter but want her to be old enough to really understand what we’re doing and have more independence. I’m not interested in spending money for a four year old to follow her parents around for a few weeks, I want her to be able to appreciate and explore as well.

Realistically, given everything, especially finances, we’re five to six years away from taking our next big family trip but that doesn’t mean we’re not actively making plans. We haven’t decided indefinitely where or when we’ll go but we’re not letting the fact that we still have debt stop us from dreaming of where we will be in five years.

Planning a trip we really want, but can’t yet afford, gives us drive.

Obviously we want to get out of debt. While we’re not seeking early retirement or to be millionaires in our forties, we want to experience life beyond debt and we need to establish a plan for what kind of life we want to have, for us this includes travel. Though I’ve sort of given up on creating defined goals, our overall goal of debt freedom hasn’t gone away and the reasons why we want to get out of debt have never changed.

For us, we may not have many exact plans beyond whats on meal plan for tomorrow or how much money we’ll have to put towards debt on payday, but one thing is for sure, our debt isn’t going to deter our dreams of travel, if anything they will enforce our desire to travel and push up to reach other goals faster.

What motivates you to reach your goals?

Enjoy Plunged in Debt?

Pid

Subscribe to get our latest content by email.

Powered by ConvertKit

  1. I’m totally with you. I could go on an international trip this year, but I’m saving up for a big one NEXT year and using points and other means to do two small domestic trips this year (one to visit home-basically almost free) and one to Austin. For me it isn’t a vacation to take all these huge trips in the year, but I stress financially the rest of the year. Know what I mean? I’m also comfortable being a homebody as well, and planning is half the fun!
    Tonya@Budget and the Beach recently posted..February RecapMy Profile

  2. I don’t mind the occasional small vacation, but yeah, I’d prefer to save up for something bigger. Unfortunately, my husband gets the travel itch. Also unfortunately, FinCon takes up a decent chunk of our allotted vacation savings each year. I think I’m going to have to start churning rewards cards to see if we can save up. I’d love to reenact our honeymoon, which was a blast. We went to Orlando and hit the theme parks. If we can get enough travel rewards, maybe we could afford the flight and hotel stays. (Last time, we had a friend in the hotel business who got us $33/night rooms — one directly across from Universal Orlando. Alas, she’s not in the business anymore.)

    Failing that, I have a family friend in LA that we can crash with and hit some theme parks there. Not quite the same, but probably more doable in the near future.
    Abigail @ipickuppennies recently posted..Thank youMy Profile

  3. Amanda says:

    You’re right!! I love to travel… However I can’t do it all the time, and as the same as you I rather to go not that often and really enjoy than to go and being worried about other stuff like how much this hotel charges for a chocolate in the minibar. I’m a bussines woman, I started my bussines of “how to make moccasins” not too long ago, I’m dedicated, responsable and I have to admit workholic too BUT I love to take vacations, and when I say vacations I really mean it. I believe that meeting a moccasin designer on monday is not the same than meeting him on friday, but I do beleive too that we all need vacactions to drop all the stress and think clearly. I’m planning my next vacations since 2 years ago, I haven’t take vacations that long! But this is the year I’m going to take them and I have a wonderful plan. That motivates me to leave everything ini order at the office so when I’ll be away I’ll enjoy!
    Amanda recently posted..Popular styles of womens moccasinsMy Profile

  4. We take a lot of small-ish vacations, like to Cabo or Cancun, because we can typically do those for under $2K. And every few years we do a BIG vacation, like to Costa Rica. We’re planning for our last big trip though to Thailand next year. We plan on leaving our little guy with my parents, he’ll be 1.5 by then and it will be before we have a second , and who knows when we’ll be able to do another big vacation after that..
    Newlyweds on a Budget recently posted..DIY Projects You Can Do With KidsMy Profile

  5. We are taking a pretty big trip in a few weeks and we are pretty excited about it. That said, I can see your point. We want our kids to have travel and world experiences, but at this age they won’t really appreciate them yet.
    Catherine Alford recently posted..Why Money is the Most Important Topic ImaginableMy Profile

  6. That’s the spirit. Me? Even though I have debts to pay, I still find some money for my travel fund because travel is really important to me as it encourages me to do more and to work more. And, I find pleasure and encouragement out of it. It is something that pushes me to my limit and to a better me.
    Jayson @ Monster Piggy Bank recently posted..3 ways to keep your business cash secureMy Profile

  7. Travel is my motivation. I find time or a side hustle for me to save for my travel, considering I still have debts to pay. I do this because travel is something that pushes me to do more and work more. One of my motivations actually.
    Jayson @ Monster Piggy Bank recently posted..Have you got lost SuperannuationMy Profile

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