Dealing with finances is not everyone’s forte, especially when it comes to debt. While other people breeze over their finances, there are also those struggling to pay their bills.

Thankfully, the road to becoming debt-free is easier due to free resources available online.

Numerous debt management blogs are using their platforms to help people achieve financial stability. Here are some of the best debt management blogs to check out in 2021.

10 Blogs To Read For Debt Management Learning

1. Beating Broke

Beating Broke offers financial tips for repairing credit, side hustles, and getting out of debt. This blog tackles several topics, including avoiding debt and paying it without being a heavy financial burden. Overall, this blog aims to educate readers on how to get more financial peace of mind.

In addition to debt management, the blog also posts content on why people go broke without realizing that their bad habits are money drains. Overall, the blog has hundreds of posts for helping readers in dealing with their financial problems.

Melissa manages the blog, a working mom from Arizona. As a mom, she has been saving money in the right places to be more financially stable. Melissa earned an English degree from the University of Michigan.

2. Money Peach

Money Peach is another personal finance blog that posts helpful tips and advice on different topics. One of its most in-depth topic discussions is about credit cards and how they can get you into debt by irresponsible usage. There are also tips on how to repair credit scores without the help of credit repair organizations.

For those who prefer audio content, Money Peach offers podcasts to discuss a wide array of financial topics. As of now, the podcast has 158 episodes, with each episode about 20 minutes long. A mini-course is also available for people who want a more interactive discussion.

Chris Patrie, also known as “Peach,” is a personal finance expert who runs the blog. Experiencing how to go broke, Peach started the blog to share how he recovered after hitting rock bottom. One of the results of his lifestyle change is paying $52,000 worth of debt in 7 months.

3. Debt Free Squad

Unlike the two first entries, the Debt Free Squad is solely about getting out of debt. Debt Free Squad aims to help you crush your debts by motivating and teaching real-life lessons on not wasting money. The blog also teaches about what loans are worth it and how to pay these loans the right way.

The blog has been running for almost a decade, starting the debt-free journey in July 2011. It tackles numerous debt topics, such as credit, financial emergencies, budgeting, and other things. A 60-day debt coaching class is also available for people who want to learn more about being debt-free.

Jeff and Robin Ehrlich run the Debt Free Squad blog, along with the boot camp offerings. Five years earlier, the Ehrlichs managed to eliminate $150,000 worth of debt. They keep up with their finances with an excellent financial lifestyle, managing to stay debt-free since then.

4. Inspired Budget

Inspired Budget gives tips for making the best out of your budget, being debt-free, and saving money for emergencies. Most of the tips are for young adults who want to be financially free. Creative ideas for saving (challenges, budgeting, and side-hustles) are also in the blog.

One of the best features of this blog is that it gives “do-able” and specific actions that readers can easily follow. For example, what are the habits of debt-free people? What are the ways to spend less when going out with friends?

How to spend less while still being thoughtful during Valentine’s? You can learn a lot from the real-life experiences featured.

Allison Baggerly created the blog way back in 2011 and has been a budgeting guru for more than nine years. She and her husband struggled to get out of $111,000 worth of debt before having their first child. Since then, Baggerly managed to live comfortably while spending less, and shares all her experiences on her website.

5. The College Investor

The College Investor is a useful blog for students who want to start their financial freedom early. The majority of the topics featured on this website revolve around school topics, such as saving for college tuition and how to use student loans properly.

If you like earning extra money as well, there are student-friendly side-hustles too. What’s great about this site is that it teaches about investments and taxes for students.

Robert Farrington created this personal finance blog to encourage young adults to become financially free even while studying. The blog helps students to avoid accumulating crazy student debts while not being overly technical about personal finance.

6. Frugal Babe

Not every debt is bad, especially if these loans can improve your way of life without compromising your finances. Getting a reasonable mortgage rate is worth it if it gives you both a house to live in and a manageable loan.

And that is what the Frugal Babe Blog wants to share with its readers. It has posts about tackling mortgages, your credit score, and savings/retirement.

The blog posts are educational, engaging, and entertaining at the same time. Readers can also find useful tips on what not to buy when spending.  It is also full of the author’s personal experience in minimizing the expense and using opportunities to save money.

7. Get Rich Slowly

Get Rich Slowly is one of the oldest blogs on the list, starting way back in 2006. The blog has helped— and is still helping people—become financially stable by giving free resources to handle money responsibly.

Whether you’re new or already familiar with persona finance, this blog can have exciting content for you. Handy tools such as net worth calculators and financial roadmaps are also available for free.

The site tackles numerous topics of personal finance. Whether it’s paying a hefty debt or hustling for business investment, there is content for you on this blog. Get Rich Slowly is managed by J.D. Roth, a personal finance expert from Canby, Oregon.

8. Life and My Finances

Are you in an unfortunate debt situation? Is your debt snowballing, and you don’t know what to do? You might find a useful tip at the Life and My Finances Blog. One of the site’s main focuses is to educate people who are snowballing into debt. There is a free downloadable tool to help those who are struggling to manage their debts.

Derek Sall created the blog in 2010 when he had $18,000 debt, which he successfully paid in 14 months. He also took the challenge of paying a $54,500 worth of mortgage loan in just 12 months. Since then, Sall has been debt-free and wants the world to learn from his experience through his blog.

9. Making Sense of Cents

Making Sense of Cents is also a good all-rounder personal finance blog. Their blogs are a little more universal, with a little bit of helpful and budget-friendly recipes thrown around. However, when it comes to debt management, the blog has workable tips coming from personal experience.

One of the best-featured stories of the blog is how a $40,000 worth of student debt was successfully paid in a couple of years. In addition to this incredible tale, other debt-free stories can educate and inspire other people while dealing with debts.

10. Punch Debt In The Face

Punch Debt in the Face is a quirky and light-hearted personal finance blog that gives numerous tips in tackling debt. Unlike other blogs, Punch Debt in the Face makes learning about debt a lot more fun and less technical. Although not the most organized blog, it gives a lot of insightful content about debt and investment.

PDITF uploads new content regularly and tackles niche debt problems like dealing with debt in retirement, managing debt between jobs, and debt consolidation.

The site is managed by the author called “Ninja,” which has the most interesting “About Me” section. Ninja managed to pay off his debt of about $28,000 in just two years and has stayed debt-free since then.

Honorable Mentions

There are a number of great personal finance blogs that didn’t make this list.  A couple of honorable mentions are: Blogging Away Debt and Our Debt Free Family.  Blogging Away Debt (BAD) is one of the old original personal finance blogs, and Our Debt Free Family is a delightful little site focusing on debt reduction and family finance.