fbpx

How A Solution-Oriented Approach Dissolves Stress

Stress is a normal physical response to any threatening event–but, if a problem becomes overwhelming, stress can hit a critical threshold. In fact, the resulting complex neurobiology of episodic acute stress can trigger a wild assortment of dysfunctional reactions, such as irrational decisions, emotional meltdowns, or self-destructive behaviors.

But, here’s the thing–many insurmountable problems are illusory and you can resolve them when you choose a solution-oriented approach rather taking a problem-focused attitude.

To illustrate the illusory nature of most problems, let’s look at possible solutions for some difficult problems like infertility and financial struggles.

What should you do if you would love to have a child but can’t get pregnant, or you would love to enjoy a more fulfilling life but can’t pay your monthly expenses.

 Resolving Infertility Issues

If you would love to raise your own happy family, but can’t get pregnant, it feels like a malicious twist of fate. You may even feel isolated, as if you’re the only person in the world with this devastating experience.

Invitations to large family gatherings, baby showers, or christenings cruelly remind you of your misfortune. Instead of sharing the joy of friends who talk about the antics of their children, you burn with jealousy. You also feel guilty because you’ve disappointed your parents and your in-laws. They won’t become proud parents because you’ve failed to continue the family line.

You can’t fix a problem until you understand it’s cause. So if you’ve been actively working on conceiving and haven’t taken birth control for a year or longer, then you should see a reproductive endocrinologist, a doctor who specializes in studying how hormones affect reproduction and infertility.

In the best-case scenario, there is a hormonal issue that you can correct with the right medical treatment.

In the worst-case scenario, medical science can’t cure your infertility. Assuming the worst, that you’re infertile, a solution still exists. Visit a fertility clinic or browse through a fertility website to find out about in vitro fertilization, which is usually referred to by its initials, IVF. Research the cost of IVF to see if this might be the answer.

Dissolving Financial Panic

You’re far from alone if you experience financial stress. If unresolved, it can lead to many health problems, like insomnia, depression, and anxiety. The uncertainties of the economy and the rising cost of living makes it difficult for many Americans to avoid the crunch of earning too little to cover their basic living expenses.

Here are two possible solutions:

  1. Increase your income. If you don’t have a job, then get one. If you have a job, but it doesn’t pay enough, then get a better paying job. If you can’t get a better paying job, then increase your knowledge and skills to apply for a better paying job or get a side hustle while still working at your regular full-time job. Finally, if you aren’t able to work at a regular job, then research remote work that you can do online.
  2. Increase your financial literacy. If you’re earning enough but still can’t pay your bills, then you need to figure out where your money is going. If you feel overwhelmed figuring out how to manage your money, then seek a financial advisor to help you sort it out.

The best way to defuse a stress-inducing critical problem is to find a viable solution. Pressing situations that make you feel that your life is falling apart like a cheap suit arise from the frustration of not knowing what to do. When you resolve a problem by finding the right solution, your high levels of stress will instantly dissolve–and you’ll feel relieved rather than freaked out.

How Some of The Rich & Famous End Up Dead Broke

Celebrities have captured the attention and imagination of regular folks for over a century. We tend to measure our own success and build our dreams based on how we see famous people living. But, the truth is that fame doesn’t always mean vast wealth.

There are plenty of celebrities that may appear to be living the high life, but in fact are struggling with finances. How does this happen? When you are in the public eye, many celebrities can get caught up in the rush of new money and keeping up the illusion of having money to spend.

For us non-famous folks, struggling with money can mean taking out a payday loan or tightening the budget belt, but for celebrities it can mean losing everything in a minute. There are some lessons to be learned here. You may come into some money one day, with or without the 15 minutes of fame. Let’s take a look at some of the most common mistakes that stars make that can have them poorer than where they started.

Rags To Riches Syndrome

Many celebs come from very modest means. When they hit the big time, the money rolling in can be overwhelming. The temptation to live and spend big can be hard to resist. Add to that the sudden change in their social circle, and in no time at all, new stars can find themselves rubbing shoulders with the rich and famous. The need to live up to those kinds of financial standards can be intense.

When wealth and fame come quickly, many stars may overestimate the power of their 15 minutes of fame. It may feel like they will be famous forever, when in fact they could end up being a flash in the pan like so many other minor celebrities. The public can be fickle, and the hottest thing today can be old news tomorrow. Assuming that the money will just continue to roll in is a common mistake for new stars.

Poor Money Management

Living the celebrity life can be busy and chaotic. For people that aren’t familiar with the ways of the famous, it can be easier to let someone else deal with the finances. This is a mistake that has cost many celebrities dearly. When checks are being signed and money is being managed without any sort of monitoring, it is no surprise that many stars are shocked to learn that the money has run out.

For many upcoming stars that have come from modest means, they have no real life experience in wise money management. That lack of experience and naive trust in advisors are what end up putting many in financial ruin.

Bad Investments

Opening your own restaurant, putting your name on a liquor brand or partnering with a designer to create your own clothing line are all celebrity standards in investing. Just because the fame is there today, doesn’t mean that the name will be able to support a brand long term. When money is no longer an issue, stars can tend to make unwise and spontaneous investments that are too risky.

It’s not uncommon when someone comes into money that family and friends start asking to borrow money. In many cases, personal loans are what can drain a celeb’s bank accounts faster than any other bad investment.

Divorce

Celebs that are married before they make it big can be at risk of losing everything in a divorce. As lives change quickly once celebrity hits, often marriages can dissolve just as fast. Although divorce can be expensive for anyone, stars that were married prior to their fame are less likely to have a prenuptial agreement in place. This means that their spouse is entitled to at least half of everything accumulated during the marriage.

How to Deal with the Unexpected Costs of Divorce

A divorce can be expensive. What you have to figure out is just how expensive. What unexpected costs will you find?

This is not a simple question of just doing the math. Besides your own evaluation of costs, there will be that of your spouse and their lawyer.

It’s difficult, and here are a few five things to consider when figuring out the costs.

Financial Planning

Despite all the conflicting emotions you’ll experience when you go through a divorce, a part of you has to remain utterly logical about financial planning.

You must find out about the legalities and think about how they’ll impact your financial wellbeing.

While a divorce lawyer can answer all your questions about legal rights and obligations, you also have to pay attention to how much you can afford to settle without suffering extreme financial hardship.

How Much Will It Cost?

Adding up all the various costs involved in a divorce can be utterly confusing.  While you could rely on a calculator, a spreadsheet, or a notebook, this will be a slow and often inaccurate way of figuring out what you own and how much you owe.

A better solution for doing the math is to get a divorce calculator. The calculator will help you stay focused on adding up and subtracting the right things.

It’s also a good idea to talk to an accountant. They will help you better understand what things to consider and what to disregard. They will also serve as a detached third-party, giving you an objective assessment of your financial situation. An accountant will add clarity to how you interpret assets and liabilities.

Alimony? Child Support?

Unfortunately, figuring out divorce expenses is not as simple as identifying property and debts, making a list of everything you own and everything you must still pay off. There are also fees you will have to pay various professionals for their invaluable help—therapists, lawyers, accountants.

Then, there is alimony and child support. If you’re the single breadwinner, calculate how much you can afford to pay out each month. If you’re on the receiving end, calculate how much the law entitles you to receive and how well you will manage with it.

Insurance?

You will have many insurance plans as a couple, such as home insurance, auto insurance, and health insurance. The list could be a long one.

After dissolving your joint insurance policies, you must shop for new insurance. The process can be a long, frustrating, and expensive one. Working with an insurance professional to figure out the best policies will make the process go much faster and help you make better decisions.

Moving Expenses?

Packing up and moving may seem like an incidental expense, but it’s something to think about, too, because costs can run high, especially if you have a large house with lots of furniture and are planning on moving to another city or state.

There will also be the cost of renting a new apartment or home, covering rent for the first and last month and putting down a security deposit.

In fact, moving expenses can add up to thousands of dollars. So, this is something else you must factor in when crunching your numbers.

Divorce May Still Be Your Best Option

Despite the emotional cost and financial losses of a divorce, it may still be the best option. It’s messy—involving splitting up the family, moving, making new life decisions, and wrestling with many financial expenses—but if you and your spouse can no longer agree on most things, then embarking on a new course in life is the only rational thing to do.

Dahm Triplets Net Worth Far More Than Most People Imagine

PEIEXPO - 075A
While twins are unique enough, triplets are considered even more special because they are statistically even more improbable. If the triplets also happen to be stunningly beautiful, intelligent, and charming women, things can get extremely interesting.

In the case of the Dahm triplets, the public considered them so fascinating that it resulted in an unexpected fortune. Today, these celebrities have a net worth of about $12.5 million, earning their fortune through a surprising assortment of ways.
[Read more…]