Jeffree Star’s Net Worth: Just In Case You Were Wondering How Rich He Is

Jeffree Stars Net Worth

If you’ve ever found yourself scrolling through Youtube for videos to mindlessly watch, you may have come across some of Jeffree Star’s videos. Jeffree Star is an American internet celebrity, makeup artist, and is also a beauty vlogger on the popular American video sharing website YouTube. Star is also the founder and owner of Jeffree Star Cosmetics. He has come a long way from his MySpace days, so what is Jeffree Stars net worth?

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How A Solution-Oriented Approach Dissolves Stress

Stress is a normal physical response to any threatening event–but, if a problem becomes overwhelming, stress can hit a critical threshold. In fact, the resulting complex neurobiology of episodic acute stress can trigger a wild assortment of dysfunctional reactions, such as irrational decisions, emotional meltdowns, or self-destructive behaviors.

But, here’s the thing–many insurmountable problems are illusory and you can resolve them when you choose a solution-oriented approach rather taking a problem-focused attitude.

To illustrate the illusory nature of most problems, let’s look at possible solutions for some difficult problems like infertility and financial struggles.

What should you do if you would love to have a child but can’t get pregnant, or you would love to enjoy a more fulfilling life but can’t pay your monthly expenses.

 Resolving Infertility Issues

If you would love to raise your own happy family, but can’t get pregnant, it feels like a malicious twist of fate. You may even feel isolated, as if you’re the only person in the world with this devastating experience.

Invitations to large family gatherings, baby showers, or christenings cruelly remind you of your misfortune. Instead of sharing the joy of friends who talk about the antics of their children, you burn with jealousy. You also feel guilty because you’ve disappointed your parents and your in-laws. They won’t become proud parents because you’ve failed to continue the family line.

You can’t fix a problem until you understand it’s cause. So if you’ve been actively working on conceiving and haven’t taken birth control for a year or longer, then you should see a reproductive endocrinologist, a doctor who specializes in studying how hormones affect reproduction and infertility.

In the best-case scenario, there is a hormonal issue that you can correct with the right medical treatment.

In the worst-case scenario, medical science can’t cure your infertility. Assuming the worst, that you’re infertile, a solution still exists. Visit a fertility clinic or browse through a fertility website to find out about in vitro fertilization, which is usually referred to by its initials, IVF. Research the cost of IVF to see if this might be the answer.

Dissolving Financial Panic

You’re far from alone if you experience financial stress. If unresolved, it can lead to many health problems, like insomnia, depression, and anxiety. The uncertainties of the economy and the rising cost of living makes it difficult for many Americans to avoid the crunch of earning too little to cover their basic living expenses.

Here are two possible solutions:

  1. Increase your income. If you don’t have a job, then get one. If you have a job, but it doesn’t pay enough, then get a better paying job. If you can’t get a better paying job, then increase your knowledge and skills to apply for a better paying job or get a side hustle while still working at your regular full-time job. Finally, if you aren’t able to work at a regular job, then research remote work that you can do online.
  2. Increase your financial literacy. If you’re earning enough but still can’t pay your bills, then you need to figure out where your money is going. If you feel overwhelmed figuring out how to manage your money, then seek a financial advisor to help you sort it out.

The best way to defuse a stress-inducing critical problem is to find a viable solution. Pressing situations that make you feel that your life is falling apart like a cheap suit arise from the frustration of not knowing what to do. When you resolve a problem by finding the right solution, your high levels of stress will instantly dissolve–and you’ll feel relieved rather than freaked out.

Requirements of HELOC’s and Home Equity Loans

Sometimes things can happen that put you behind on a few payments. Then it can all snowball quickly. What do you do when your mortgage is behind? Some homeowners opt to apply for a home equity line of credit or equity loan.

Standard home equity loans offer a large lump sum for the entire amount you are borrowing against while HELOCs allow you to borrow on your home equity at different times and in varying amounts, as you need it. Whichever method you choose, the qualifications for both are similar.

  • The equity in your home must be at least 15-20% of its value at the time of appraisal. This guarantees the lender of collateral in the event you are unable to pay back the loan. If you default, the lender can put a lien on your home to get their money back.
  • You need a debt-to-income ratio of 43%, but 50% is preferred. The higher your debt-to-income ratio is, the better because it means that you are making more money than you owe, in general, and you are considered a lower repayment risk.
  • You should have a credit score of 620 or higher. Lenders love high credit scores because it means you usually meet your obligations.
  • You need a strong history of paying your bills on time. Even if you have fallen behind on your recent mortgage payments, bankers and lenders want to see that you usually make a habit of paying your bills on time. This means that they can trust you to pay back the loan in a reasonable amount of time.
  • Recommendations from other lenders help build your credibility. If you go in with a 740-credit rating, you are almost guaranteed you’ll get the loan. But that depends on how well you meet the other qualifications. Provided you follow these steps and meet these requirements, you should be able to secure either a home equity loan or line of credit without too much trouble.

An Example of a HELOC

If you are still having troubling grasping the idea of a HELOC, here’s an example. In this example, we will assume you bank with Chase as your lender, and you are looking to utilize a Chase home equity line of credit If you have total home equity of $40,000 and the lender requires you to keep up to 20% of your home equity, you’d be allowed to borrow up to $20,000 or half of your loan.

Home equity lines of credit have fallen in popularity recently due to the recent surge in home ownership and increased equity. In a bad market or down times, we tend to see this increase. But when things are going well in the economy, people need the money less, and they are hesitant to borrow on a refinance agreement due to the variable interest rates of a HELOC.

In a perfect world, when things are going well for you, don’t borrow if you don’t have to! But if you need to get ahead and don’t have the cash flow you need, you can choose to apply for either a lump sum cash loan via a home equity loan or a home equity line of credit. Either option is a viable alternative to get ahead and avoid the worse scenario of defaulting on your mortgage. If you need help paying your mortgage, don’t let it go too long. Ask a financial advisor or local banker about an HELOC or home equity loan and see if you qualify. Keeping your home and your credit in good standing should be your primary goal, no matter how you have to do it.

 

How to Buy a Great Car for the Best Value

Saving money is vital when you’re searching for a new car for yourself. Your desire should be to find the car with the most value for the least amount of cash. Here are a few tips you can use to help you find an excellent vehicle for the best value.

Research Efficient Vehicles

Saving money begins with looking for features and benefits that can cut overall usage costs. Therefore, you should research available cars to find options that have high fuel efficiency numbers and safety features that will reduce insurance costs. You can get your hands on a fabulous car that offers you more than 30 miles per gallon and save hundreds of dollars on filling it up for traveling. Look for safety features like airbags and security systems to get discounts on your insurance premiums, as well.

Sell Your Old Car for Cash

Another thing you may want to consider doing to help with your new car purchase is selling your old car for cash. You have several options for selling your car. You can put it in the newspaper or an online classified ad site. Alternatively, you can offer it to a company that specializes in buying used cars for cash. Most companies specializing in cash for cars in Utah and other states are willing to buy used vehicles with minimal hassle. The money you receive can then help you with the down payment on your new vehicle. The heftier the down payment is, the more of an opportunity you will have to reduce the monthly payments if you opt to finance. It will alleviate the burden if you want to pay cash, as well.

Find a Private Owner

Finding a private owner to buy your next vehicle is one of the absolute best ways to save money. Private owners often want to sell their vehicles quickly to pay bills, move or involve themselves in business ventures. You can bargain with a private owner in a way that you can’t bargain with the dealership. You might come out of this situation with an amazing car at an awesome price if you possess the gift of gab.

Bargain Hard

No matter where you buy your car, you can always get a sales advantage by using hard bargaining. For example, you can negotiate the price for exterior flaws such as dents, dings, nicks and missing paint. You can ask for a discount if you see that the tires don’t have a high amount of tread on them. You can perhaps knock off some of the price if you notice a minor repair that needs to be done. Use every opportunity possible to get yourself the best deal you can on the car. Set a threshold price in your mind and work hard not to go past that when you buy your car.

Find Dealer Specials

Finally, you can find a great deal on a car if you take advantage of specials the location might offer. One kind of special that may work well for you is a closeout special. A closeout deal is a sale on inventory from the previous deal that didn’t sell as quickly as the dealership may have wanted it to. Other specials you may come across are manufacturer discounts, dealer promotions, and holiday sales.

Now you know a few secrets you can use during your car-seeking journey. Start using them today and see if they can help you get a fantastic ride for yourself. With any luck, you’ll end up behind the driver’s seat in no time.