10 of the Largest Casinos in the World worth Visiting

10 of the Largest Casinos in the World worth Visiting

Millions of people have adopted gambling into their lives and quickly made the practice part of the culture. The spread of the casino business in nearly all parts of the world has made the gaming business an important pillar in the entertainment industry.

Today, most gambling activities are undertaken online. However, this does not mean that brick and mortar casinos have lost their appeal. In fact, the land-based casino business has been noted to expand year after year, with more and more casinos being built. This is because, mostly, casinos are in a race to outdo each other in the provision of bigger buffets, hotels, and game collections.

As of the moment, Las Vegas (United States) and Macau (China) remain the largest land-based gaming hubs in the world. Therefore, as a gamer, if you plan on visiting a place well known for its gambling provision, here are some of the gambling destinations you should visit that offer free versions of the Quick Hit slot machine:

  1. MGM Grand Las Vegas

This gambling destination is located in the gaming capital of Las Vegas. Its vast one hundred and seventy thousand square feet is so big that gamers have numerously gotten lost inside. The casino offers its clients a whopping two thousand, three hundred games to choose from, with table games counting at one hundred and seventy-eight. The establishment also offers accommodations for gamers in their expansive hotel that holds five thousand and forty-four rooms.

  1. MGM Grand Macao

This casino is a sister establishment of the MGM Grand located in Las Vegas. It is quite larger than the other with a space of over two hundred and twenty-one thousand square feet. However, the game collection is small in comparison to the former standing at eight hundred and thirty-five gaming machines. This deficiency is catered to by the provision of four hundred and ten table and card games. Accommodations are also provided in five hundred and ninety-three rooms.

  1. Rio Casino Resort

This casino located in South Africa was known as Tusk Rio Resort until 2006 until it was put under new governance and renamed as Rio Casino Resort. Being the largest casino in the African continent and the southern hemisphere, this establishment covers over two hundred and sixty-six square feet. Even though the casino is quite big, it only offers a collection of two hundred and fifty-seven games. Even so, they are powered by some of the biggest gaming software provider, which make them worth your while.

  1. City of Dreams

This gambling establishment located in Macau, China is built to meet the expectation of its name in every aspect. It covers well over four hundred and forty-eight thousand square feet and offers one thousand, nine hundred and sixty-four games. On top of that, the casino has one of the most magnificent clubs in the world that has drawn the attention of over two million people to view its dancing water stage production. The casino is known to have one of the most exclusive VIP and loyalty programs that offer its members exclusive deals on hotel stays and other services they offer.

  1. Foxwoods Resort Casino

Covering three hundred and forty thousand square feet, this casino located in Western Connecticut stands as the largest brick and mortar casino. This comes as a surprise since it is not located in Sin City, the gaming center of the world. It is part of a casino network that lies on an expanse of nine million square feet. This expanse is famous for having one of the largest poker halls in the world. The casino offers a wide assortment of games ranging from slots, baccarat, roulette to craps and blackjack variations that total to seven thousand, seven hundred and eighty-eight games.

  1. Casino Estoril

This casino is located in Portugal and covers twenty-six thousand, nine hundred square feet. Aside from being among the biggest land-based casinos in the world, Casino Estoril is also well-known as a venue for big events such as music galas, award ceremonies, and much more. Hotel services are also provided by the casino as well as food and drinks in their ten bars and restaurants.

  1. Casino Lisboa

This gambling establishment is based in Portugal and covers a total of one hundred and sixty-five square feet. It stands as the ninth largest gambling destination in the world. It offers gamers one thousand games to choose from of which twenty-six are table games. It also offers accommodation with one thousand rooms at clients’ disposal.

  1. Sands Macau

Located in Macau, this casino stands on two hundred and twenty-nine thousand square and comes with seven hundred and fifty games. Fifty-one hotel rooms are also available for accommodation, which is quite low in comparison to those offered by other big casinos.

  1. Ponte 16 Resort

This beautiful establishment is also found in Macau, China. Standing on two hundred and seventy thousand square feet, the casino has quite a small but unique collection three hundred and twenty games. Nearly half of them are table games while the rest are slot games.

  1. The Venetian Macao

This casino is the largest gaming establishment in the world. Covering five hundred and forty-six thousand square feet, it offers a whopping three thousand games to players. It also comes with a big accommodation sector that offers three thousand rooms.

These brick and mortar casinos are sure to satisfy any gamers live casino experience. Therefore, when planning your next vacation as a gaming enthusiast, be sure to include a couple of these entertainment hubs in your list of places to visit.

Spread Betting For Extra Income

If you’re looking for a way to save more money, pay off debt faster, make important financial life decisions, or start out in the world of investing for your future, you’ll have to find a way to either spend less or earn more. For many people in this situation, the household budget has already been cut down to the bone, so additional income has to pick up the slack.

Unfortunately, increasing your income often isn’t as simple as walking up to your boss and asking for a raise. For whatever reason, many people have reached the salary ceiling of their career, beyond which they can’t reasonably expect to pass. This can be frustrating and deeply discouraging, especially when one starts thinking about the events that brought about this circumstance. On the other hand, some people find freedom in novel second income opportunities that exist in greater number and variety than at any other point in history.

For people who have a home computer or other internet-connected device (and these days, who doesn’t?), spread betting can be an awesome way to generate that extra income. Beginning users will have to learn how the system works, as well as develop a familiarity with the economic and cultural factors which cause financial products to change in price. But with practice, reliable earnings can be had, enough to supplement income in many important ways. We’ll describe what spread betting is, how it works, and how the resulting returns can change your financial situation.

Spread Betting

Spread betting has been around for a long time, but it’s with the internet that it has really blossomed. In spread betting, an investor will consider many different stocks, bonds, indices, currencies, commodities, etc. on a site like ETX Capital. The investor will often choose one with which they are most familiar, but any can be picked.

Next, the user will decide on a time period to watch the price of the stock (or whatever else). If the user feels sure that the price will have changed a certain way (either the price rises or falls) when that time period has elapsed, the user will make a spread betting contract to that effect. The contract will expire at the end of the chosen time, and the user will deposit funds (user’s choice of amount) into the contract in order to be able to receive returns if the price action goes according to plan.

The user waits for the time to expire, then checks to see where the price was at the specific moment in time when the contract ran out. If at that instant the price was where the user anticipated (either above or below the starting price), the user will get returns based on how much the price actually moved in the chosen direction, and how much was initially invested into the contract. If things don’t go according to plan and the price action moves in the opposite direction, the user will lose the funds deposited.

It might seem like spread betting is as unreliable as flipping a coin for predicting the future, but this isn’t the case for skilled users. Experience teaches spread bettors a great deal about the stocks that they bet upon. With time, they’re able to look at real world information and predict how the price action is going to change with some accuracy. At this level, spread betting moves from hobby to a legitimate source of second income.

If you’re interested in seeing if you can use spread betting to make extra money, try out a free demo account where you’ll have all the functionality of a real spread betting account, but without the possibility of losing (or gaining) money. Good luck!

When Is It Too Late To Start Planning Your Retirement?

when is it too late to start planning your retirement

The simple answer is –Never. It is never too late to start retirement planning, and it’s never too early either. Many people put off retirement planning till much later in life, and one in five workers in the UK have Zero retirement savings and face retirement poverty. However, thanks to the UK’s pension auto enrolment program, many people have started saving towards retirement from a younger age. The UK has one of the world’s six biggest pension saving systems and according to data from the World Economic Forum, however, having a financially secure retirement still faces serious challenges. The average retirement age in the UK is currently 58 and too often many people put off retirement planning till they hit their 50s.

Planning retirement from an earlier age certainly has its advantages – for example, thanks to compound interest, if you save £7,500 when you are 20 years old with 5% interest, by the time you are in your 50s, it can grow to almost £35,000. If you find that you are in your 50s and thanks to the realities of life- raising a family, growing a business and so on- you don’t have a retirement plan, no need to panic. First, you are not alone. The average person doesn’t start pension payments till they are 27years old and they are unable to keep up with payments till an average of 40 years according to data from this study. It’s not too late unless you tell yourself that it is. The important thing is for you to understand that the sooner you get a retirement plan in place, the earlier you can retire and the better your chances.

The good news is that often, earning peaks in your fifties, and the substantial adjustments to your lifestyle that you would need to make a successful retirement might be a bit of a challenge, but taking the right steps now will give you a jump start on having a financially secure retirement.

Start Saving Today

The most important thing you need to do is to start saving a large percentage of your income right away. If you can save between 10% and 20% of your gross income, then do it. It’s a lot more difficult that it sounds, but it is easily the most effective first step towards having a retirement plan. A few ways to successfully do this is to eliminate consumer debt (credit card debt), authorize an automatic withdrawal from your pay check, and send any bonuses and raises directly to your savings.

Convert any assets you can into a retirement savings

You can do this by moving to a less expensive home, and moving your equity into your savings account. You will also make a lot of savings from utilities, maintenance, property taxes, mortgage payments and more. You can also consider moving to areas with a lower cost of living, and lower cost housing markets.

These two strategies can help boost the contents of your nest egg. You can do more by reading more aggressive approaches to building a retirement savings for late starters. The most important thing to keep in mind, however, is that creating a retirement plan, whatever your age is a very urgent matter and it can never be too late (or too early) to start planning for a financially secure retirement right away.

A Key to Managing Your Finances: Personal Finance Books

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If your finances are out of control, you are going to be living in constant stress. You worry about whether or not you’ll be able to make ends meet. You worry about all the things you can’t afford. You live paycheck to paycheck or even run out of money in between paychecks. It’s not a good way to live. But if you don’t have the skills or knowledge to manage your finances, it can seem like an impossible beast to tame. That’s where books come in. Personal finances books are the key to managing your finances. Learn more about what they have to offer below.

Understand the real causes of your financial problems

In many cases, we keep finding ourselves stuck in the same endless cycle of financial trouble simply because we don’t really know what’s causing it. Unless you work in finance, you probably aren’t an expert. Without the expertise, it’s easy to overlook certain things or agree to terms without really understanding what you are agreeing to.

There are many great personal finance books out there that can help you figure out the real reasons you are in debt or struggling to stay afloat. For example, many people attempt to use credit cards to build credit but, in the process, end up damaging their credit score even more.

This is usually because they don’t have the tools or skills to properly use credit cards for that purpose. With a personal finance book, you can learn the actual method involved so that you are safely using credit cards to build credit without getting out of control. If credit isn’t your problem, you can still use personal finance books to dig into the real causes of whatever issue you are having.

Learn how to adopt better money habits

Most of us don’t ever get a real education in smart money habits. Unless we are lucky enough to have parents who know all the tricks, we are pretty much left to our own resources. That means that we must learn by trial and error. We are just figuring things out as we go along.

Imagine if you had a road map that just told you exactly what the best path to take was every step of the way? You could avoid making so many mistakes and save yourself so much money. Well, that’s exactly what a personal finance book can do. You can get advice on every issue and every circumstance that almost everyone will face at some point in their life.

Using a personal finance book, you can learn how to avoid bad money habits and replace them with better ones that will actually help you achieve your financial goals.

Get advice from real experts

This is one of the greatest benefits of reading personal finance books. They are written by people who are experts on their topics. To make it even better, they spend months or even years researching the topics for their books. So, you are getting some of the most well-researched and knowledgeable advice available.

You do need to make sure you find reliable sources, however. There are people who publish low quality books that are disguised as expert work. So, make sure to find recommendations from reliable sites and people that you trust. Then, get two or three of the top finance books to read to start with.

From there, you will start to get familiar with the leading names in the field. That will make it easier to find additional books that are equally useful and trustworthy.

Get the tools you need to actually use financial advice

This is an important one that is often overlooked. While you can generally find some great financial advice online, it doesn’t always come with practical tips for how to apply it to your own situation. For example, you might read the sage wisdom to avoid using your credit card to buy things you can’t afford. But what if you are trapped in a cycle of needing to use your credit card to cover the essentials you can’t afford on your actual monthly income?

A book can provide you with more concrete and practical advice that will help you actually apply this kind of wisdom to your life. For example, you can get real strategies for saving more money by starting with something small and manageable like the 52-week savings challenge. With the right tools, you can actually make the goals you have a reality. A book will help you map out the process step-by-step no matter where you are starting from.

Get specific advice about the issues most important to you

Books tend to go very in depth on specific topics. This is better than getting a lot of generalized information on a lot of different topics. For most of us, our financial struggles are focused on just a small set of specific issues. We aren’t completely clueless about everything. So, there’s no point wasting your time on introductory level knowledge about topics you already know.

With a book, you can get highly specialized knowledge on exactly the things that concern you. For example, if you’re a newlywed or even just starting to get serious with your partner, you might be stressing out about how to bring up the topic. Fortunately, you can find great advice on talking about finances with your partner.

There are a wide variety of personal finance books out there. Each one has been researched and written by experts on highly specialized topics. There’s a book out there whether you’re a newlywed trying to figure out how to cooperate with someone on personal finances or a college student who needs to make their very first grown up budget. All you need to do is decide which topics are most important to you and then find a book about it. So, what are you waiting for? Find your personal finance book and start taking control today!

Kostas Chiotis blogs about the most important issues relating to economics. You can read his articles atFinanceBlogZone.com and follow him for more updates and information on Facebook and Twitter.

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10 of the Largest Casinos in the World worth Visiting

10 of the Largest Casinos in the World worth Visiting

Millions of people have adopted gambling into their lives and quickly made the practice part of the culture. The spread of the casino business in nearly all parts of the world has made the gaming business an important pillar in the entertainment industry.

Today, most gambling activities are undertaken online. However, this does not mean that brick and mortar casinos have lost their appeal. In fact, the land-based casino business has been noted to expand year after year, with more and more casinos being built. This is because, mostly, casinos are in a race to outdo each other in the provision of bigger buffets, hotels, and game collections.

As of the moment, Las Vegas (United States) and Macau (China) remain the largest land-based gaming hubs in the world. Therefore, as a gamer, if you plan on visiting a place well known for its gambling provision, here are some of the gambling destinations you should visit that offer free versions of the Quick Hit slot machine:

  1. MGM Grand Las Vegas

This gambling destination is located in the gaming capital of Las Vegas. Its vast one hundred and seventy thousand square feet is so big that gamers have numerously gotten lost inside. The casino offers its clients a whopping two thousand, three hundred games to choose from, with table games counting at one hundred and seventy-eight. The establishment also offers accommodations for gamers in their expansive hotel that holds five thousand and forty-four rooms.

  1. MGM Grand Macao

This casino is a sister establishment of the MGM Grand located in Las Vegas. It is quite larger than the other with a space of over two hundred and twenty-one thousand square feet. However, the game collection is small in comparison to the former standing at eight hundred and thirty-five gaming machines. This deficiency is catered to by the provision of four hundred and ten table and card games. Accommodations are also provided in five hundred and ninety-three rooms.

  1. Rio Casino Resort

This casino located in South Africa was known as Tusk Rio Resort until 2006 until it was put under new governance and renamed as Rio Casino Resort. Being the largest casino in the African continent and the southern hemisphere, this establishment covers over two hundred and sixty-six square feet. Even though the casino is quite big, it only offers a collection of two hundred and fifty-seven games. Even so, they are powered by some of the biggest gaming software provider, which make them worth your while.

  1. City of Dreams

This gambling establishment located in Macau, China is built to meet the expectation of its name in every aspect. It covers well over four hundred and forty-eight thousand square feet and offers one thousand, nine hundred and sixty-four games. On top of that, the casino has one of the most magnificent clubs in the world that has drawn the attention of over two million people to view its dancing water stage production. The casino is known to have one of the most exclusive VIP and loyalty programs that offer its members exclusive deals on hotel stays and other services they offer.

  1. Foxwoods Resort Casino

Covering three hundred and forty thousand square feet, this casino located in Western Connecticut stands as the largest brick and mortar casino. This comes as a surprise since it is not located in Sin City, the gaming center of the world. It is part of a casino network that lies on an expanse of nine million square feet. This expanse is famous for having one of the largest poker halls in the world. The casino offers a wide assortment of games ranging from slots, baccarat, roulette to craps and blackjack variations that total to seven thousand, seven hundred and eighty-eight games.

  1. Casino Estoril

This casino is located in Portugal and covers twenty-six thousand, nine hundred square feet. Aside from being among the biggest land-based casinos in the world, Casino Estoril is also well-known as a venue for big events such as music galas, award ceremonies, and much more. Hotel services are also provided by the casino as well as food and drinks in their ten bars and restaurants.

  1. Casino Lisboa

This gambling establishment is based in Portugal and covers a total of one hundred and sixty-five square feet. It stands as the ninth largest gambling destination in the world. It offers gamers one thousand games to choose from of which twenty-six are table games. It also offers accommodation with one thousand rooms at clients’ disposal.

  1. Sands Macau

Located in Macau, this casino stands on two hundred and twenty-nine thousand square and comes with seven hundred and fifty games. Fifty-one hotel rooms are also available for accommodation, which is quite low in comparison to those offered by other big casinos.

  1. Ponte 16 Resort

This beautiful establishment is also found in Macau, China. Standing on two hundred and seventy thousand square feet, the casino has quite a small but unique collection three hundred and twenty games. Nearly half of them are table games while the rest are slot games.

  1. The Venetian Macao

This casino is the largest gaming establishment in the world. Covering five hundred and forty-six thousand square feet, it offers a whopping three thousand games to players. It also comes with a big accommodation sector that offers three thousand rooms.

These brick and mortar casinos are sure to satisfy any gamers live casino experience. Therefore, when planning your next vacation as a gaming enthusiast, be sure to include a couple of these entertainment hubs in your list of places to visit.

Spread Betting For Extra Income

If you’re looking for a way to save more money, pay off debt faster, make important financial life decisions, or start out in the world of investing for your future, you’ll have to find a way to either spend less or earn more. For many people in this situation, the household budget has already been cut down to the bone, so additional income has to pick up the slack.

Unfortunately, increasing your income often isn’t as simple as walking up to your boss and asking for a raise. For whatever reason, many people have reached the salary ceiling of their career, beyond which they can’t reasonably expect to pass. This can be frustrating and deeply discouraging, especially when one starts thinking about the events that brought about this circumstance. On the other hand, some people find freedom in novel second income opportunities that exist in greater number and variety than at any other point in history.

For people who have a home computer or other internet-connected device (and these days, who doesn’t?), spread betting can be an awesome way to generate that extra income. Beginning users will have to learn how the system works, as well as develop a familiarity with the economic and cultural factors which cause financial products to change in price. But with practice, reliable earnings can be had, enough to supplement income in many important ways. We’ll describe what spread betting is, how it works, and how the resulting returns can change your financial situation.

Spread Betting

Spread betting has been around for a long time, but it’s with the internet that it has really blossomed. In spread betting, an investor will consider many different stocks, bonds, indices, currencies, commodities, etc. on a site like ETX Capital. The investor will often choose one with which they are most familiar, but any can be picked.

Next, the user will decide on a time period to watch the price of the stock (or whatever else). If the user feels sure that the price will have changed a certain way (either the price rises or falls) when that time period has elapsed, the user will make a spread betting contract to that effect. The contract will expire at the end of the chosen time, and the user will deposit funds (user’s choice of amount) into the contract in order to be able to receive returns if the price action goes according to plan.

The user waits for the time to expire, then checks to see where the price was at the specific moment in time when the contract ran out. If at that instant the price was where the user anticipated (either above or below the starting price), the user will get returns based on how much the price actually moved in the chosen direction, and how much was initially invested into the contract. If things don’t go according to plan and the price action moves in the opposite direction, the user will lose the funds deposited.

It might seem like spread betting is as unreliable as flipping a coin for predicting the future, but this isn’t the case for skilled users. Experience teaches spread bettors a great deal about the stocks that they bet upon. With time, they’re able to look at real world information and predict how the price action is going to change with some accuracy. At this level, spread betting moves from hobby to a legitimate source of second income.

If you’re interested in seeing if you can use spread betting to make extra money, try out a free demo account where you’ll have all the functionality of a real spread betting account, but without the possibility of losing (or gaining) money. Good luck!

When Is It Too Late To Start Planning Your Retirement?

when is it too late to start planning your retirement

The simple answer is –Never. It is never too late to start retirement planning, and it’s never too early either. Many people put off retirement planning till much later in life, and one in five workers in the UK have Zero retirement savings and face retirement poverty. However, thanks to the UK’s pension auto enrolment program, many people have started saving towards retirement from a younger age. The UK has one of the world’s six biggest pension saving systems and according to data from the World Economic Forum, however, having a financially secure retirement still faces serious challenges. The average retirement age in the UK is currently 58 and too often many people put off retirement planning till they hit their 50s.

Planning retirement from an earlier age certainly has its advantages – for example, thanks to compound interest, if you save £7,500 when you are 20 years old with 5% interest, by the time you are in your 50s, it can grow to almost £35,000. If you find that you are in your 50s and thanks to the realities of life- raising a family, growing a business and so on- you don’t have a retirement plan, no need to panic. First, you are not alone. The average person doesn’t start pension payments till they are 27years old and they are unable to keep up with payments till an average of 40 years according to data from this study. It’s not too late unless you tell yourself that it is. The important thing is for you to understand that the sooner you get a retirement plan in place, the earlier you can retire and the better your chances.

The good news is that often, earning peaks in your fifties, and the substantial adjustments to your lifestyle that you would need to make a successful retirement might be a bit of a challenge, but taking the right steps now will give you a jump start on having a financially secure retirement.

Start Saving Today

The most important thing you need to do is to start saving a large percentage of your income right away. If you can save between 10% and 20% of your gross income, then do it. It’s a lot more difficult that it sounds, but it is easily the most effective first step towards having a retirement plan. A few ways to successfully do this is to eliminate consumer debt (credit card debt), authorize an automatic withdrawal from your pay check, and send any bonuses and raises directly to your savings.

Convert any assets you can into a retirement savings

You can do this by moving to a less expensive home, and moving your equity into your savings account. You will also make a lot of savings from utilities, maintenance, property taxes, mortgage payments and more. You can also consider moving to areas with a lower cost of living, and lower cost housing markets.

These two strategies can help boost the contents of your nest egg. You can do more by reading more aggressive approaches to building a retirement savings for late starters. The most important thing to keep in mind, however, is that creating a retirement plan, whatever your age is a very urgent matter and it can never be too late (or too early) to start planning for a financially secure retirement right away.

A Key to Managing Your Finances: Personal Finance Books

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If your finances are out of control, you are going to be living in constant stress. You worry about whether or not you’ll be able to make ends meet. You worry about all the things you can’t afford. You live paycheck to paycheck or even run out of money in between paychecks. It’s not a good way to live. But if you don’t have the skills or knowledge to manage your finances, it can seem like an impossible beast to tame. That’s where books come in. Personal finances books are the key to managing your finances. Learn more about what they have to offer below.

Understand the real causes of your financial problems

In many cases, we keep finding ourselves stuck in the same endless cycle of financial trouble simply because we don’t really know what’s causing it. Unless you work in finance, you probably aren’t an expert. Without the expertise, it’s easy to overlook certain things or agree to terms without really understanding what you are agreeing to.

There are many great personal finance books out there that can help you figure out the real reasons you are in debt or struggling to stay afloat. For example, many people attempt to use credit cards to build credit but, in the process, end up damaging their credit score even more.

This is usually because they don’t have the tools or skills to properly use credit cards for that purpose. With a personal finance book, you can learn the actual method involved so that you are safely using credit cards to build credit without getting out of control. If credit isn’t your problem, you can still use personal finance books to dig into the real causes of whatever issue you are having.

Learn how to adopt better money habits

Most of us don’t ever get a real education in smart money habits. Unless we are lucky enough to have parents who know all the tricks, we are pretty much left to our own resources. That means that we must learn by trial and error. We are just figuring things out as we go along.

Imagine if you had a road map that just told you exactly what the best path to take was every step of the way? You could avoid making so many mistakes and save yourself so much money. Well, that’s exactly what a personal finance book can do. You can get advice on every issue and every circumstance that almost everyone will face at some point in their life.

Using a personal finance book, you can learn how to avoid bad money habits and replace them with better ones that will actually help you achieve your financial goals.

Get advice from real experts

This is one of the greatest benefits of reading personal finance books. They are written by people who are experts on their topics. To make it even better, they spend months or even years researching the topics for their books. So, you are getting some of the most well-researched and knowledgeable advice available.

You do need to make sure you find reliable sources, however. There are people who publish low quality books that are disguised as expert work. So, make sure to find recommendations from reliable sites and people that you trust. Then, get two or three of the top finance books to read to start with.

From there, you will start to get familiar with the leading names in the field. That will make it easier to find additional books that are equally useful and trustworthy.

Get the tools you need to actually use financial advice

This is an important one that is often overlooked. While you can generally find some great financial advice online, it doesn’t always come with practical tips for how to apply it to your own situation. For example, you might read the sage wisdom to avoid using your credit card to buy things you can’t afford. But what if you are trapped in a cycle of needing to use your credit card to cover the essentials you can’t afford on your actual monthly income?

A book can provide you with more concrete and practical advice that will help you actually apply this kind of wisdom to your life. For example, you can get real strategies for saving more money by starting with something small and manageable like the 52-week savings challenge. With the right tools, you can actually make the goals you have a reality. A book will help you map out the process step-by-step no matter where you are starting from.

Get specific advice about the issues most important to you

Books tend to go very in depth on specific topics. This is better than getting a lot of generalized information on a lot of different topics. For most of us, our financial struggles are focused on just a small set of specific issues. We aren’t completely clueless about everything. So, there’s no point wasting your time on introductory level knowledge about topics you already know.

With a book, you can get highly specialized knowledge on exactly the things that concern you. For example, if you’re a newlywed or even just starting to get serious with your partner, you might be stressing out about how to bring up the topic. Fortunately, you can find great advice on talking about finances with your partner.

There are a wide variety of personal finance books out there. Each one has been researched and written by experts on highly specialized topics. There’s a book out there whether you’re a newlywed trying to figure out how to cooperate with someone on personal finances or a college student who needs to make their very first grown up budget. All you need to do is decide which topics are most important to you and then find a book about it. So, what are you waiting for? Find your personal finance book and start taking control today!

Kostas Chiotis blogs about the most important issues relating to economics. You can read his articles atFinanceBlogZone.com and follow him for more updates and information on Facebook and Twitter.