Everybody has that ultimate home they fantasize about living in. Maybe it’s a penthouse in the middle of the CBD. Or perhaps it’s away from the hustle and bustle, situated on acres of farmland or residing on a balmy beach. With home loans these days, it’s easier than you think to turn a dream home into your home. For example, IMB offer home loans for those who are looking to dip their toes into the property market. Depending on some things such as your credit history and how much money you’re looking to borrow, you very well could be eligible for a home loan that will help you turn the keys on your own not-so-humble abode.
It’s rare for somebody to be able to instantly splash all the cash required to buy a home. This is an even harsher real estate reality when it comes to the fantasy world of dream homes. Perhaps you just need a few grand to get into the new digs you’ve been dreaming of, or maybe your home loan needs are a bit more sizable. Either way, there is money available for you to take advantage of.
Most people would jump at the chance to live in or around some of Sydney’s most iconic locales. Some of the most sought-after spots can be found in the city near the water. Circular Quay hosts a plethora of the most beautiful views money can buy. If you have, or can borrow, the millions required to purchase one of the domiciles overlooking the Opera House and the Harbour Bridge, you will be the envy of the millions of people who pass beneath your balcony each day.
However, life in the middle of the city isn’t for everybody. But that shouldn’t be a deterrent from dreaming of a harbour house. Plenty of suburbs, such as Rhodes, offer waterfront property in a bit of a quieter setting. This is especially good for boat enthusiasts, who can keep their watercraft right near their home. With shorelines that back up to backyards, these homes are a perfect blend of lifestyles.
Of course beach homes are also often at the top of wish lists when it comes to real estate. This seemingly unobtainable luxury can become a reality with the help of a home loan. Just imagine buying a spot in Palm Beach and relaxing with the sand between your toes as the sun sets over the crashing waves.
Or maybe farm living is the life for you. There are large and small plots on sale waiting to be snapped up. Grow crops, raise livestock, or otherwise take advantage of the wide open spaces available.
A home loan can help you plant roots in suburbs or farmland alike. Becoming the king of queen of your own palatial pad is easier than you think, and borrowing money can get you on your way. Of course it’s necessary to exercise some caution when taking out a home loan, as overextension can quickly turn your dream home reality into a nightmare if you’re not careful!