Stop Saying, Start Doing! Tackling My To-Do List

Yesterday you said tomorrowThis is my new moto. I am the queen of procrastination and know what? It stresses me the eff out! I sometimes live as though I have no control over things I really should but don’t make the time to do so. That’s no way to live now is it?

Organization is key to a successful and stress free life, at least for this chick right here. Being organized, from knowing where every single paper in your house is to managing a routine is the only way I will be able to accomplish everything. I’ve made excuses for too long and bumping items further down on my to-do list rather than prioritizing and actually getting them done, it’s ridiculous actually. I’ve become a lot better than I used to be but when someone does something, no matter how improper for so long, and still gets results, it’s hard to change. I still get everything done but the process is never fun or as easy as it should be.

Though I’m at my pre-pregnancy weight I need to start working on those 10-15 lbs that found me before I got pregnant, bad. And I want them gone before my kid’s birthday in precisely three months. Googling exercise routines and not doing them is no good. Dreaming about how I would like to look without putting any effort into it again is doing me no good.

Again with exercise, I need to accept that I will never and no one can make me, enjoy a class like Zumba or anything that requires coordination. I can’t walk and chew gum so doing anything that requires watching and attempting to make myself mimic is setting myself up for failure. I get more frustrated with myself. I do better with independent activities that I can 100% control without anyone telling me how or what to do (type-A?). That being said I’d love a personal trainer to yell at me and me alone everyday and challenge me.

Solution? I need to stop with the excuses, get organized and start waking up before the kid (which probably means 05:45) and getting it done. Run/walk on the treadmill until it warms up outside and get a consistent strength training workout going. Plan hikes with friends (though likely not at 6am). I used to wake between 05:45 and 06:00 when I was in university to go to the gym before class so I know it’s in me, it’s all about routine.

Getting a proper life insurance policy has been on my to-do list for, oh, almost two years. I don’t even know where to being searching for one so I just haven’t done it. I need to look into this more and actually do it. My 42 year old co-worker is currently undergoing radiation treatments for stage four cancer, life is a cruel bitch sometimes and I can’t mess around anymore with a kid.

Solution? Monday call my office and get the number for a patient of mine who I know could point me in the right direction. He’s a financial planner who works with various insurance brokers daily. I trust him and any contacts he’d give me.

We need to set up my husbands pension contributions. Again he’s been entitled to this for over a year and we haven’t followed up with the offer losing out on one years worth of free money (matched contributions by company).

Solution? Get hubby to start with an email to his financials coordinator at work. His company profile is a bit intricate and complicated so this is the starting point for now.

Do you have anything on your ”To-Do” list that isn’t getting accomplished? How do you plan on getting them done?


  1. This is so similar to my to do list. I have a post on Wednesday that talks about the things I’ve been procrastinating – estate planning mostly. But I need to start running again as well… thankfully I think the ice is gone now.
    Alicia recently posted..Internal vs. External Financial Control.My Profile

  2. Before my to-do list includes running or jogging for 30 minutes per day but I always failed. But now, I really take it as one of my priorities, I need to trim down because i gained so much weight! I just started yesterday doing a one hour jogging hopefully I will be consistent in doing this.
    Clarisse @ Reach Financial Independence recently posted..Are you richer than your grandparents?My Profile

  3. My “TODO” list is a mile long and I’m continuously adding to it. I try to knock a few things off of it each day. Right now the big financial “TODOs” are to 1.) get our taxes filed and paid (we owe, BOOO), and change our withholdings so that we don’t owe on tax day EVER AGAIN. 🙂
    Travis @Debtchronicles recently posted..Build Your Budget FoundationMy Profile

    • Catherine says:

      Don’t even get me started on taxes. A huge to-do list item for me too and yes we owe too, potentially a lot 🙁

  4. Fantastic!! Get it done. I actually review a life coaching book today and one of the things she talks about in that book is how not working on our “to-do” lists actually drains our energy because we continue to focus on what we haven’t done. I can’t wait to read your post about how you will feel after the items are crossed off.
    Michelle@ShopMyClosetProject recently posted..How I Got A Life Coach for .25 Cents and Why Everyone Needs One NOW!My Profile

  5. Ugh, lots of things on the big-old list. This weekend we did get to a few of them, but my monster list is still there. I have a few more that are lifestyle changes, like you’ve mentioned, like getting more exercise in.
    Anne @ Unique Gifter recently posted..8 Foodie Friend Gift IdeasMy Profile

  6. I have a ton of things on my “to do” list, but I never seem to find the time to get them all done. For me, it isn’t about procrastination. I literally do not have the time during the day with work and the kids and everything. I need about 4 more hours in each day!
    Holly@ClubThrifty recently posted..Europe for Cheap: How to Travel Abroad for $200My Profile

  7. I have tons of things on my to do list, and I have an excuse each week for why they don’t get done. I just need to stop being lazy though!
    Michelle recently posted..Frugality And Ethics – When Is It Stealing?My Profile

  8. I’ve got a lot of things that I need to do, but I can’t seem to find the time to finish them all. That’s why they are starting to pile up in the past weeks. I need to gather myself, focus and start working ASAP. I just wish it is that easy. 🙁
    Mark Ross recently posted..What To Do With A Windfall?My Profile

  9. I’m such a terrible procrastinator, it’s not even funny. My to-do list is horrendously long, but I’ve learned that if I break it down to smaller chunks of things to do I tend to do better with it. The thing I’ve been putting off WAY too long is getting liability insurance for our business. It’s ridiculously stupid I’ve put it off this long, but today we have an appointment with our insurance guy to buy it.
    John @ Frugal Rules recently posted..When is Lifestyle Inflation Ok?My Profile

  10. I have a similar to-do list as well. 1) Exercise. I also plan to rise early and get a run in before the kids wake because I can never squeeze it in during the evening. 2) Get a will. Cannot believe we have yet to do this.
    Good Luck!

  11. Good luck, for every day that you wait will only make it one less day that you have to get your goals done!
    Money Beagle recently posted..I Wasted $11 By Not Following A Simple RoutineMy Profile

  12. I get a real boost of energy and self-confidence when I accomplish something on my to-do list. The thought of experiencing that feeling over and over again usually is motivation enough to get me to the task.
    Brian @ Luke1428 recently posted..Should I Spend 250 Dollars and Change My Blog Name?My Profile

  13. Most of my to dos are big projects I have a hard time starting. Mostly organization / purge / cleanup things around the house. Trying to do this stuff on the weekend after a full week has been tough, but maybe I should try to do one thing each weekend.

    Until now, the only time I seem to make any progress is when I take holidays specifically to accomplish some tasks. But who wants to use their holidays this way? I try to break my holidays into a part work and a part relaxation. It feels good to get some stuff done and off my list, and then I don’t feel too hard done by working my a$$ off the whole time.
    DEBt DEBs recently posted..What does a B-day, a D-day and bloody cold St. Patrick’s Day have in common?My Profile

  14. I think everyone has these things on their list that they’d like to get done but always just seem to get pushed back – you aren’t alone! For me it’s exercise, changing my name over to my new name, and getting long term disability coverage. I’m working on the name change thing, and after that I’ll move on to the disability coverage. No excuse for not exercising though!
    Jordann recently posted..Heading Out of TownMy Profile

  15. I am a huge procrastinator too, and I hate it. I recently signed up for a course, Unlocking the Immunity to Change: A New Approach to Personal Improvement. I’m hoping to form better habits and lose that procrastination!
    Kasey @ Debt Perception recently posted..You’re Pre-approved!My Profile

  16. I desperately need to do some changes on my blog, write in advance, look for more gigs, etc. It keeps falling to the wayside. I read a book that states we shouldn’t focus on to-do lists, but write out each night what we accomplished that day. Then, you are not feeling stressed with the list, or feeling guilty for not doing something. You are taking an asset based approach to productivity. And the to-do list? Well, it’s not going anywhere and you probably know what you need to do without the list.
    Melanie@Dear Debt recently posted..Don’t Give Up HopeMy Profile

  17. Good for you to hear you’re tackling that to-do list! And awesome that you’re down to your pre-pregnancy weight. I have so many items on m to-do list that my to-do list needs a to-do list. 🙂 First up is prioritizing what is most important. I need to lose the bottom feeder tasks that are taking up too much time so I have time to focus on a few really important things to me right now, like finding different work.
    Tonya@Budget and the Beach recently posted..Back from IcelandMy Profile

  18. Have you thought about trying Crossfit? I don’t know if they have it in Canada but it’d be something to look into. I love it and I think we have about the same type of personality traits, as far as I can tell from reading you whole blog up to this point anyhow. It’s a bit more expensive than a regular gym (at least that’s the case in the US) but totally worth it because it’s scaled to your level of fitness and classes are small. It’s like a small community, everyone is super encouraging!
    Shoeaholicnomore recently posted..Why I Love Being SingleMy Profile

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