For at least this month there won’t be much extra for debt payments.
My life has been kind of up in the air, professionally speaking anyway. Part of the reason I haven’t had as much time to commit to this blog. I still have a job that I love but very long story short I have been looking for a change. There are literally 100 reasons why I can’t imagine leaving my current job but 101 why I need to. It’s been an emotional battle but I really started revving up my job search a few months ago.
It wasn’t that long ago that I was torn about possibly taking a great job that wouldn’t jive with my family life. In the end my husband and I decided we just couldn’t make it work, extra money and all. Months later the same position became available again, at the same office and I decided to contact them about the job and their willingness to change some of the constraints I didn’t like (ie: the hours). To my surprise they were willing to chat.
I’ve already had the formal interview and, as it sometimes goes in my industry I’ve moved onto the ”working interview” stage where I basically go to work for them for half a day and see how it goes on both ends. As you read this post I’m likely spending my vacation day working, likely for free, in hopes of landing this job.
The reason I’m not making any extra debt payments for the next month or two (aside for a few hundred I already made, I usually wait until the end of the month/first of new month to make a lump sum large payment) is because this new job is paid on a commission basis and quite frankly that scares the shit out of me. Basically I get a percentage of every code I bill rather than an hourly rate. In the end I’m confident the commission will work out for the better (likely much, much better) but until I know if I got the job or how my pay will be affected, I’m hoarding cash.
July was a decent month for me, especially freelance work. I would have been able to put a total of about $750 over and above what I normally do (about $1,500 for a total of almost $2,300) towards debt which would have made me SUPER happy but until I know the situation with my job, I’m going to hold onto the extra payment.
If I get the job I still plan on holding onto the money for a few months until I know exactly how my income will vary but if I don’t get the job I’ll make the extra debt payment as per usual. And so, my extra debt payments are temporarily on hold hopefully for good reason and hopefully this new job allows me to make significantly more money. I’ll have updates later for now cross all your finger and toes