This weekend was a little tough on the ‘ol budget and it was totally my own fault. Had I been more diligent about adjusting our budget, knowing this weekend was approaching, we would have been fine but if I’m being honest, I just didn’t get around to it and before I knew it, the weekend was here.
Budget Bust #1: Wedding Shower
Friends of ours are getting married in August and they had a combined wedding shower this weekend. I knew it was coming up, but just let the time get away from me and forgot to adjust our budget to accommodate a gift for them (Note: Our budget works well for us but it’s still very much a work in progress. I’m constantly thinking of little things to adjust, like accommodating one-off things like wedding shower gifts). Anyway when walking though the mall a few weeks ago we saw something on sale we thought they’d like and luckily when hubby went back they still had some and it was still on sale. Score. Budget bust gift cost: $ 46.00
I, however, didn’t realize until the night before that I was responsible to bring a salad to accompany the BBQ menu, needless to say these items were not purchased with our weekly grocery shop so I needed to go back to the store for supplies. I looked though what I had most of and realized other than broccoli I had everything to make broccoli salad. Luckily broccoli was on sale this past week so when kiddo and I couldn’t sleep past 6:30am Saturday, we headed out for an adventure. With broccoli in hand we pulled off a lovely broccoli salad only busting out budget by an additional $5.00.
Budget Bust #2: Costco
About twice a year we do a Costco run with the in-laws. I’ve already discussed my Costco shopping strategies in the past and though some disagree that tagging along with friends and family to use their membership is wrong, I can’t justify paying when we only go twice a year. And so, in our semi-annual trip, we load up on certain things. I knew this shopping trip was coming up, we discussed going this weekend a few weeks ago, but again, forgot to add it to the budget so now have to re-arrange some funds to make it happen.
I was very happy with our shopping trip though. We didn’t buy anything that we didn’t need or wasn’t on the list. The only unplanned purchase was a set of new pillows that we genuinely needed but didn’t plan on buying from there. They were on for a great price ($16.99 down from $29.99 for two) so we couldn’t pass it up. We scored a lot of great deals this trip. For $167.00 we got a ton of stuff, mostly food. One of the best deals was Goldfish crackers since our little one likes to snack on them. When they’re on sale at the grocery store (the only time I buy them) we pay $2.50/180gm. Today we got 1.62kg (1620 gm) for $9.99. In case you don’t want to do the math, that’s the same thing for less than half ($9.99 vs in-store for $22.50). She has enough crackers to last the rest of the year I think! We also scored a ton of fresh berries that we will eat then freeze for cheap, $2.00 for 2 lbs of strawberries.
Though this weekend was a bit more expensive than we planned, it showed us flaws within our budget and areas to fix. We’re not perfect and continue to improve our finances, as long as we recognize the difference between a want and need when we spend money, and adjust the budget accordingly for the future, I’m ok with it.
How do you deal with unplanned purchases?
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