How Much I Would Make As a Stay-At-Home Momma

I’ve made it no secret that I would love to be able to (mostly) stay at home to raise our daughter. I say mostly because I do enjoy my job, using my brain for something other than diagnosing random rashes and crave adult interaction, but at the end of the day being able to be the only care provider for your child is huge.Β  In a perfect (read: debt free) life, I work outside of home when I want so I can raise our daughter (and any other future children). Ideally I’d quit my full-time hygiene job and move to fill-in only or commit to no more than twice a week, but with our debt-load it ain’t happening.

In my day-dreaming process I decided to calculate how much I would make if being a stay-at-home mom was a paying job. I base these numbers based on my daily average spent on each task and an average of what each occupation would make per hour.

  • Housekeeper: 4.0 hours at $15.00/hr= $60.00/day. Between general tidying, putting toys away, laundry, after-meal clean-up I spend at least 4 hours a day ‘cleaning’. Some days is 1-2 hours, some days (weekends when hubby is home to help) we will spend an afternoon really cleaning the house.
  • Personal Chef: 3.0 hours at $12.00/hr= $36.00/day. I’m not looking to make executive chef wages here, I’ll take near minimum wage (which is just over $10/hr here). I prepare all meals for my family, breakfast and lunch is usually pretty quick, maybe an hour total but supper prep and cooking takes an average of 1.5 hours.
  • Personal Care Worker/Nurse: 10.0 hours at $25.00/hr= $250/day. Between diaper changes, spoon feeding, odd medication dosage, breastfeeding, rocking to sleep and bathing I spend at least ten hours a day doing this stuff.

Total gross income: $346.00/day x seven days a week (because momma’s don’t get days off!)= $2422.00/week with an average of 4.3 weeks in a month, my monthly gross income would be $10414.00. Even in the higher income tax bracket, I’d be netting over $4500.00/month. With this income from me, hubby’s regular income and our current bills as they are, I would not only be home with kiddo but we would be debt free (non-mortgage) in less than two years!

Since this is an entirely hypothetical situation and know it will never happen, it sure would be nice to be financially rewarded for everything we do! Having said all this, even though Parenthood is not financially rewarding, it is the BEST job in the world, just wish it paid, even a little πŸ˜‰


  1. I think that’s a misleading calculation because any given job does multiple things so adding them up as 17 hours of work a day for separate jobs doesn’t tie in to real life.

    For example, my primary job is as a design engineer . But within the scope of that, I also manage a database, I run reports, I manage a team of people. It would be unfair of me to say that I should get paid for 6 hours of designing, 3 hours of database management, 3 hours of report creation, and 12 hours of team management. The truth is that I do all those “jobs” concurrently for somewhere between 8-10 hours a day depending on my schedule.

    I think the same goes for SAHM who try to put a dollar value on their time. They do what they do. It’s a single job with a lot of responsibilities, just like mine is a single job with a lot of responsibilities. The difference is that I have to do my job and then come home and do all those other things that a stay-at-home person has to do as well, in less time.
    Kara recently posted..Crazy Household project weekendMy Profile

    • I get that, this is completely hypothetical for fun. Though will argue that if we are talking about parenthood in particular (in terms of jobs), it is a 24 hour job- the only time I’m ‘off’ is when she’s napping which is why I broke it up. I could have said I deserve $52.00/hour instead compiling all jobs individually.

  2. It’s true that that stuff should be worth actual money…from where I have no idea, but it’s WORK!
    Budget & the Beach recently posted..Budgeters AnonymousMy Profile

  3. (because momma’s don’t get days off!)= I could not agree more Catherine! I know I work hard, but that pails in comparison to my wife. She’s really the engine that keeps this house going. Great ideas, by the way. Although, I couldn’t imagine spoon feeding on top of everything else. πŸ˜‰
    John S @ Frugal Rules recently posted..Taking the Plunge: Why I Love Being Self-EmployedMy Profile

  4. Awesomeness! Shared on FB!! πŸ™‚ If only! lol!!
    Carla recently posted..Quick note to Secret Sister Participants…My Profile

  5. I normally shy away from calculations like this because there are too many variables to consider and I don’t know that I agree with some of the job titles. However, I have been thinking lately about how much money I’m saving my family by working from home. Just from before and after care from school and summer camp, I’m saving us about $6K. That doesn’t factor in any work related expenses. Again, there are ton of variables to consider when making that calculation as well but it’s still nice to reframe it now and then.
    Jana @ Daily Money Shot recently posted..6 rules for a stronger relationshipMy Profile

    • It’s purely for fun, obviously I know there are a million other factors. Wouldn’t it be nice if I could demand that much money though?

  6. Jana’s calculation is a more reasonable one, because even though we know how much a stay at home mom should get, where does the money come from? Considering what you would save in real dollars is a much more worthwhile pursuit. Have you considered any jobs you might be able to do from home?
    Melissa recently posted..My Weekly Goals for February 17, 2013 and an Update on Last Week’s GoalsMy Profile

  7. My wife doesn’t get to be a stay at home mom due to our situation, but it would be nice to make that much. I enjoyed the fun calculation on your day dream.
    Grayson @ Debt Roundup recently posted..Want to Save Money? Here Are 13 Ways!My Profile

  8. We don’t have any kids so I can’t comment but I did share on FB to let them have their say. I do agree that job specifications and roles and responsibilities of a career fall under an umbrella and an overall salary for that job. It would be difficult to separate each specification to put a dollar amount on them although a weighting system in job evaluation might be helpful in ranking/rating a job on compensable factors.
    Canadianbudgetbinder recently posted..Making The Best Of What Is Available: My Grocery ShoppingMy Profile

  9. This is a fun analysis! I like it. Plus – you DO get paid to be a parent, sorta. There’s the tax-free baby bonus, aka the Canada Child Tax Benefit.
    Anne @ Unique Gifter recently posted..Gazelle Carcass! A Gift Idea for MenMy Profile

  10. Sometimes mom decide to be unpaid at home versus spending most of their salary on child care, transportation and work clothes. I know I never worked harder than when taking care of my kids and home.
    Kay Lynn recently posted..Menu Plan Monday: February 18-24My Profile

    • Trust me, if it made sense for me to stay home I would! Even with paying for all of those things, I still get paid too much to not work.

  11. lol you are also a secretary, a personal assistant, a driver, a personal shopper, and much more! My BF is an architect, a plumber, a carpenter, a contractor so I can’t complain about my own job titles around the house, or I would have to pay him more than he would pay me!
    Pauline recently posted..What I HATE about GuatemalaMy Profile

  12. There is no doubt about it…Moms have the toughest jobs of them all…and you totally should be paid for it!! You do incredible work. I’m going to go hug my wife….
    Tony@WeOnlyDoThisOnce recently posted..The 8 Week RuleMy Profile

  13. I get wanting to see this for fun and can appreciate that. =)

    But what about cleaning the house before you were a stay-at-home mom… Presumably you still did that, right? I don’t think anyone has a housekeeper for 4 hours/day every day unless they are insanely wealthy… which is one reasons that when people try and use these calculations as “serious statistics” that they tend to rub me the wrong way.

    Thanks for making this presentation more about fun than all that.
    Mrs. Pop @ Planting Our Pennies recently posted..My Vendetta Against CostcoMy Profile

    • Oh I do WAY more cleaning with a kid, more mess= more laundry, more floor washing, more toy putting away. When hubby and I (with no kids) work full-time we’re almost not home enough to make mess!

  14. It’s kind of crazy to think how much you would make. Mom’s definitely have the toughest and best job in the world though!
    Janine recently posted..I wonder how much house I can get?My Profile

  15. If only being a mom came with a salary. Lord knows it’s the hardest job in the world. I’m not a parent yet, but I hope I’ll be able to spend as much time at home with my kids as possible.
    KK @ Student Debt Survivor recently posted..My Secret For Paying off $30K in Student Loan DebtMy Profile

  16. Think of how much of an investment you’re making in the lives around you. Keep up the awesome investment!
    Doctor Stock recently posted..Canadian and US REITS – Out of Favour or Added Flavour?My Profile

  17. If video game playing paid money imagine the cash kids would be raking in! Fun calculations. I especially like that you can stay home and be debt free in two years. Cake AND eat it too….
    AverageJoe recently posted..Long Term Care Planning: What Would You Do?My Profile

    • Sad but true….I actually notice when kids are outside playing, I feel like it shouldn’t be such an obvious difference in the neighborhood dynamic. It should be the norm!

  18. Stay at home mums should get paid for the amount of work they do.
    Plus you also run a blog which takes up even more time than what the average stay at home mum does.

    FYI – In Aus we say Mum not Mom just in case you are confused.
    Glen @ Monster Piggy Bank recently posted..The Strangest Financial ClaimsMy Profile

  19. This is an awesome post! Seriously, if only moms got such a great income!! It’s definitely well deserved.
    Cat Alford (@BudgetBlonde) recently posted..Did You Ever Think You’d End Up Here?My Profile

  20. Being a stay at home parent is tough. It would be great if I could paid $10k/month for it. I’ll put it on the book and the kid will have to pay me back when he makes big bucks. πŸ™‚
    Midlife Finance recently posted..TAKING STOCK: THE BASICS OF BUYINGMy Profile

  21. I wish there was a way that Moms (or Dads) who wanted to be stay-at-home parents could do it and get paid. I’m a bit of an anomaly. I have two young daughters that I adore, but I have no desire to be a stay-at-home Mom. I’m one of the very few working Moms in my neighborhood, and I’ve taken flak for it. But I love my work. In my situation, I’m a better Mom because I’m living my passion, but I know that’s not the case for everyone.
    Shannon @ The Heavy Purse recently posted..Children and Money: Don’t Turn It into a Taboo TopicMy Profile

  22. The time you would spend with your baby would be priceless! Seriously, I think it would be amazing to stay home!
    Holly@ClubThrifty recently posted..Debt: 4 Reasons to Leave Debt Behind TodayMy Profile


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