3 Common Misconceptions About Moving

hand-truck-564242_640If you have a big move awaiting you in the next few weeks, you will want to be as prepared for it as possible. The word moving itself tends to create a great deal of stress for many people, and you will want to avoid this from happening to you. There are some misconceptions that you should be fully aware of before you get involved in this process. Knowing what some of these are may be the encouragement you need to get ready for your next move and even may help you look forward to it rather than dreading it.

Misconception #1: Doing the move yourself is cheaper

Of course, if you’re like the majority of people you may have a strict budget in place that you need to stick to each month. Having to plan for a move can make you a bit panicky about how to pay for it, and you may want to cut costs by doing this job alone.

This is typically a bad decision for most homeowners because you may even save money by hiring long distance movers to get you where you need to go. There are numerous things that must be done when it comes to making a relocation to most any destination, and you may not even be aware of some of these.

Listed below are the things movers can do for you:

  1. Provide boxes, tape and all of the other packing supplies you need for a success move. You may  be capable of getting these at a discounted price if you purchase in large quantities.
  2. Pack your boxes for you and ensure these are safe and secure.
  3. Load the moving truck and take these to your destination that may be a long distance.
  4. Unload the truck at your new home or apartment and put these inside for you.
  5. Do all the heavy lifting and working to ensure your most valuable possessions are treated with great care to minimize the possibility of damage.
  6. Provide you with a professional staff that is well trained to get the job done correctly to help give you more peace of mind.

This is a lot of work that you can avoid doing when you hire the right company and this means less of your time will be needed.

Misconception #2:  Moving is fast

Of course, the more items you own the longer it may require you to move. One of the biggest misconceptions a lot of movers do have is that this can be done in only a few days and this isn’t typically the case.

In fact, you should expect your move to take a least a week to ten days You will need to speak to the moving company to determine exactly how long this will take you to get to your new home, but it’s not fast.

Then when you consider moving a long distance, this can make reaching your destination even more time consuming! Be sure to plan ahead by being aware that moving will take time and you can’t make it happen overnight.

Misconception #3: You can’t schedule services

If you want to be as content as possible when you reach your destination, you will want to take the time to have your new home ready for you. This means having the water and lights on and some of your favorite television channels ready to watch.

It’s entirely possible to do all of this before you get to your new home and many people may think that it’s not. Simply give your service providers a call and schedule the time you want to have this done.

The key to having more fun when moving rather than consistent stress is knowing what is the truth and what may be a myth when it comes to this situation. You can take control of your next move by knowing what to expect and being prepared to plan to make it happen the way you want it to with ease.

 

More articles!

Paribus Review
Tai Lopez’s Net Worth
Jimmy Tatro’s Net Worth

Debt Consolidation the Right Way

There is not a person alive who enjoys living with debt. Going into debt– the credit cards, the new home, the nice phones– is fun. Getting out of debt– the headaches, the arguments, the sleepless nights– is not.

In fact, for many people, getting out of debt can seem downright impossible. That is why debt consolidation is such an appealing option. When you get to the point that it feels as though you are drowning in debt, debt consolidation can look like the life preserver that allows you to get back above the surface.

The Truth About Debt Consolidation

We have all seen the advertisements or heard the commercials promising fast financial freedom through debt consolidation. Some of them offer an easy way out debt and seem too good to be true. That’s because many of them are too good to be true, and there is no easy way out debt.

These “quick and easy solutions” can irresponsibly provide individuals a way to simply dig themselves into a deeper financial hole. It is these types of predatory lenders that have given legitimate debt consolidation a bad name and caused many misconceptions in the minds of consumers. The truth is that real debt consolidation will not be quick or easy, but it can provide a way for consumers to help themselves move towards financial freedom.

Basic Debt Consolidation

While there are many options and techniques, the basic concept behind debt consolidation is quite simple. Generally speaking, debt consolidation refers to taking out one big loan in order to pay off all of your current debts. This new loan will often have simpler terms and lower interest rates, and it will allow consumers the ability to make one monthly payment instead of many smaller payments to individual creditors.

When done correctly, this can help you pay off all of your credit cards, medical bills, personal loans and all other unsecured debts. Doing so will also help you avoid collections, penalties and bankruptcy. However, debt consolidation is not a magic wand, and you must have a solid financial plan– and stick to it– in order for it to work.

Making a Plan

Before you consider taking out a loan for debt consolidation, you must first take a realistic look at your finances and ask yourself a few questions:

  • Would I realistically be able to pay off my debts without consolidation?
  • Will I be able to pay off my debts, even with consolidation, or should I look at bankruptcy?
  • Do I have a practical financial plan going forward?
  • Am I willing to change the behaviors that allowed me to get so far into debt?

If you have asked yourself these questions and been able to answer them satisfactorily, you have begun on the right track.

Debt Consolidation Options

The next step will be reviewing the multiple options available, and choosing the best technique for you. If your credit is still in good shape, you may be able to take out a home equity loan, get a personal secured loan or transfer your unsecured debt onto a zero interest credit card.

Even for individuals with bad credit, the right credit card debt consolidation company can provide you multiple low interest options. The right company will also have financial advisors that can help you make a solid plan and teach you better habits for going forward. It may not be quick or easy, but helping yourself find financial freedom through debt consolidation may be one of the most rewarding moves of your life.

 

Did you like what you just read? Here are some of our top posts:

Find Stores That Owe You Cash: A Paribus Review
Tai Lopez’s Net Worth
Jimmy Tatro’s Net Worth

How Hiring Has Changed in the 21st Century

hiringBusinesses will always need people, whether that’s to replace someone who has left, bring in new valuable expertise, or dramatically expand the workforce preparatory to a new opening. The means by which businesses can find and hire people has changed dramatically since the end of the 20th century and the rate of change is only increasing.

Particularly in the technology sector, traditional hiring practices are out of date and new models are difficult to classify. Ambra Benjamin, who recruits engineers for Facebook says “New school recruiting is about finding talent in non-traditional places” – employers and employees are becoming much more flexible about where they find the talent they need, and recognising that skills are very much transferable between different sectors, with motivated HR Managers seeking out the candidates they need on sites like GitHub, where high achieving, technically savvy people share expertise.

People wishing to cleave closer to traditional hiring models can find innovation in the form of specialist recruiters: you can still work with a point of contact in a company that provides candidates for you, like Savannah Recruitment. Modern recruitment firms, however, provide more of a partnership than you may be used to, helping to focus your search for a candidate to get someone who will truly add value to your business, repaying by several times their salary. Recruitment firms have sophisticated networks of those seeking work, and use social media and professional networking services to seek out attractive candidates as well as broadcast jobs to expert communities.

Another growth area is Interim Management. As multiple boom and bust periods, and the greater cloud of uncertainty that is Brexit have made it difficult for businesses to remain stable, there is an increased need for specialists in entering a business quickly to help it through a changing time. Interim Managers are hired in to provide leadership during times when a business needs to make a change, and after that change is accomplished, leave for the next job.

Interim is a high responsibility, high reward career, and not suitable for everyone: people cannot successfully take occasional interim posts as a break between more substantial jobs. Therefore, a parallel recruiting industry in Interim Talent has emerged, largely over the last ten years that focuses on finding people with the right skillset to take on these challenging roles.

Photo: Golden Triangle

 

More from Plunged in Debt:

Which stores owe you Money?
Tai Lopez’s Net Worth
Jimmy Tatro’s Net Worth

How to Outsource When Building Your Business

outsourcingFor smaller businesses just starting out, there will come a point in your company journey where you need to relinquish control and start trusting employees with more responsibilities. You can’t keep constant control over everything, and for many SMEs, this will involve outsourcing.

This could be in the form of freelancers on a casual basis when you’re going through a particularly busy period, or it could be hiring companies who have expertise in an area you aren’t trained for. Whatever your reason for outsourcing, here are the top things you need to consider when making decisions on who to trust…

Think about the skills you’re lacking

Look realistically at where your company is falling short in terms of proficiency. There are several common areas where this occurs. Marketing and design, accountancy and finances, and technology and IT support to name a few, are all frequent culprits. One you know where your company is lacking, you need to find out what the volume of work is.

You’ll be making a substantial investment in a contractor, and if you want to get the most out of their skillset, you need to make sure you maximise on their workload. If you’re ignorant of this area of expertise yourself, don’t make any assumptions about how much you think it should cost or how many hours it should take; if you’ve never done it yourself, how will you know? The best thing is to approach a wide variety of freelancers for quotes.

Is the job bigger than anticipated?

On hearing back, it might be that the job is much larger than you anticipated, and this could impact you in one of two ways. On the one hand, for example, let’s say you need a set of business cards designing. This would be a simple freelancer project, but then you start thinking about the other marketing materials you need, exhibition stand imagery, product brochures that you’ll need drawing up, and these will require the same tone of voice and quality. Suddenly, it might be more cost-effective to hire a contractor on a 12-month basis, and then re-evaluate their position in a year’s time.

On the other hand, it might be more than the job of one person, and could require you to hire a separate company to outsource the work to. A lot of smaller businesses find this when they reach the stage of having a substantial workforce, but no uniform contracts in existence, no HR services in place, no health and safety policy and so on. Courier services are another good example though, as you might start off using very basic services like Royal Mail. Outsourcing to affordable professionals, such as Irish Parcels, is well worth the investment.

When it comes to budget, everyone wants the best for their bank roll, and if you want to ensure that you get the best outsourcing for your budget, click here for some tips on what to look out for. What did you outsource in your business?

 

Want more reads? Here’s a few of our top postings:

Tai Lopez’s Net Worth
Which stores owe you Money?
Jimmy Tatro’s Net Worth

Photo: Thomas Angermann

ps_menu_class_0

3 Common Misconceptions About Moving

hand-truck-564242_640If you have a big move awaiting you in the next few weeks, you will want to be as prepared for it as possible. The word moving itself tends to create a great deal of stress for many people, and you will want to avoid this from happening to you. There are some misconceptions that you should be fully aware of before you get involved in this process. Knowing what some of these are may be the encouragement you need to get ready for your next move and even may help you look forward to it rather than dreading it.

Misconception #1: Doing the move yourself is cheaper

Of course, if you’re like the majority of people you may have a strict budget in place that you need to stick to each month. Having to plan for a move can make you a bit panicky about how to pay for it, and you may want to cut costs by doing this job alone.

This is typically a bad decision for most homeowners because you may even save money by hiring long distance movers to get you where you need to go. There are numerous things that must be done when it comes to making a relocation to most any destination, and you may not even be aware of some of these.

Listed below are the things movers can do for you:

  1. Provide boxes, tape and all of the other packing supplies you need for a success move. You may  be capable of getting these at a discounted price if you purchase in large quantities.
  2. Pack your boxes for you and ensure these are safe and secure.
  3. Load the moving truck and take these to your destination that may be a long distance.
  4. Unload the truck at your new home or apartment and put these inside for you.
  5. Do all the heavy lifting and working to ensure your most valuable possessions are treated with great care to minimize the possibility of damage.
  6. Provide you with a professional staff that is well trained to get the job done correctly to help give you more peace of mind.

This is a lot of work that you can avoid doing when you hire the right company and this means less of your time will be needed.

Misconception #2:  Moving is fast

Of course, the more items you own the longer it may require you to move. One of the biggest misconceptions a lot of movers do have is that this can be done in only a few days and this isn’t typically the case.

In fact, you should expect your move to take a least a week to ten days You will need to speak to the moving company to determine exactly how long this will take you to get to your new home, but it’s not fast.

Then when you consider moving a long distance, this can make reaching your destination even more time consuming! Be sure to plan ahead by being aware that moving will take time and you can’t make it happen overnight.

Misconception #3: You can’t schedule services

If you want to be as content as possible when you reach your destination, you will want to take the time to have your new home ready for you. This means having the water and lights on and some of your favorite television channels ready to watch.

It’s entirely possible to do all of this before you get to your new home and many people may think that it’s not. Simply give your service providers a call and schedule the time you want to have this done.

The key to having more fun when moving rather than consistent stress is knowing what is the truth and what may be a myth when it comes to this situation. You can take control of your next move by knowing what to expect and being prepared to plan to make it happen the way you want it to with ease.

 

More articles!

Paribus Review
Tai Lopez’s Net Worth
Jimmy Tatro’s Net Worth

Debt Consolidation the Right Way

There is not a person alive who enjoys living with debt. Going into debt– the credit cards, the new home, the nice phones– is fun. Getting out of debt– the headaches, the arguments, the sleepless nights– is not.

In fact, for many people, getting out of debt can seem downright impossible. That is why debt consolidation is such an appealing option. When you get to the point that it feels as though you are drowning in debt, debt consolidation can look like the life preserver that allows you to get back above the surface.

The Truth About Debt Consolidation

We have all seen the advertisements or heard the commercials promising fast financial freedom through debt consolidation. Some of them offer an easy way out debt and seem too good to be true. That’s because many of them are too good to be true, and there is no easy way out debt.

These “quick and easy solutions” can irresponsibly provide individuals a way to simply dig themselves into a deeper financial hole. It is these types of predatory lenders that have given legitimate debt consolidation a bad name and caused many misconceptions in the minds of consumers. The truth is that real debt consolidation will not be quick or easy, but it can provide a way for consumers to help themselves move towards financial freedom.

Basic Debt Consolidation

While there are many options and techniques, the basic concept behind debt consolidation is quite simple. Generally speaking, debt consolidation refers to taking out one big loan in order to pay off all of your current debts. This new loan will often have simpler terms and lower interest rates, and it will allow consumers the ability to make one monthly payment instead of many smaller payments to individual creditors.

When done correctly, this can help you pay off all of your credit cards, medical bills, personal loans and all other unsecured debts. Doing so will also help you avoid collections, penalties and bankruptcy. However, debt consolidation is not a magic wand, and you must have a solid financial plan– and stick to it– in order for it to work.

Making a Plan

Before you consider taking out a loan for debt consolidation, you must first take a realistic look at your finances and ask yourself a few questions:

  • Would I realistically be able to pay off my debts without consolidation?
  • Will I be able to pay off my debts, even with consolidation, or should I look at bankruptcy?
  • Do I have a practical financial plan going forward?
  • Am I willing to change the behaviors that allowed me to get so far into debt?

If you have asked yourself these questions and been able to answer them satisfactorily, you have begun on the right track.

Debt Consolidation Options

The next step will be reviewing the multiple options available, and choosing the best technique for you. If your credit is still in good shape, you may be able to take out a home equity loan, get a personal secured loan or transfer your unsecured debt onto a zero interest credit card.

Even for individuals with bad credit, the right credit card debt consolidation company can provide you multiple low interest options. The right company will also have financial advisors that can help you make a solid plan and teach you better habits for going forward. It may not be quick or easy, but helping yourself find financial freedom through debt consolidation may be one of the most rewarding moves of your life.

 

Did you like what you just read? Here are some of our top posts:

Find Stores That Owe You Cash: A Paribus Review
Tai Lopez’s Net Worth
Jimmy Tatro’s Net Worth

How Hiring Has Changed in the 21st Century

hiringBusinesses will always need people, whether that’s to replace someone who has left, bring in new valuable expertise, or dramatically expand the workforce preparatory to a new opening. The means by which businesses can find and hire people has changed dramatically since the end of the 20th century and the rate of change is only increasing.

Particularly in the technology sector, traditional hiring practices are out of date and new models are difficult to classify. Ambra Benjamin, who recruits engineers for Facebook says “New school recruiting is about finding talent in non-traditional places” – employers and employees are becoming much more flexible about where they find the talent they need, and recognising that skills are very much transferable between different sectors, with motivated HR Managers seeking out the candidates they need on sites like GitHub, where high achieving, technically savvy people share expertise.

People wishing to cleave closer to traditional hiring models can find innovation in the form of specialist recruiters: you can still work with a point of contact in a company that provides candidates for you, like Savannah Recruitment. Modern recruitment firms, however, provide more of a partnership than you may be used to, helping to focus your search for a candidate to get someone who will truly add value to your business, repaying by several times their salary. Recruitment firms have sophisticated networks of those seeking work, and use social media and professional networking services to seek out attractive candidates as well as broadcast jobs to expert communities.

Another growth area is Interim Management. As multiple boom and bust periods, and the greater cloud of uncertainty that is Brexit have made it difficult for businesses to remain stable, there is an increased need for specialists in entering a business quickly to help it through a changing time. Interim Managers are hired in to provide leadership during times when a business needs to make a change, and after that change is accomplished, leave for the next job.

Interim is a high responsibility, high reward career, and not suitable for everyone: people cannot successfully take occasional interim posts as a break between more substantial jobs. Therefore, a parallel recruiting industry in Interim Talent has emerged, largely over the last ten years that focuses on finding people with the right skillset to take on these challenging roles.

Photo: Golden Triangle

 

More from Plunged in Debt:

Which stores owe you Money?
Tai Lopez’s Net Worth
Jimmy Tatro’s Net Worth

How to Outsource When Building Your Business

outsourcingFor smaller businesses just starting out, there will come a point in your company journey where you need to relinquish control and start trusting employees with more responsibilities. You can’t keep constant control over everything, and for many SMEs, this will involve outsourcing.

This could be in the form of freelancers on a casual basis when you’re going through a particularly busy period, or it could be hiring companies who have expertise in an area you aren’t trained for. Whatever your reason for outsourcing, here are the top things you need to consider when making decisions on who to trust…

Think about the skills you’re lacking

Look realistically at where your company is falling short in terms of proficiency. There are several common areas where this occurs. Marketing and design, accountancy and finances, and technology and IT support to name a few, are all frequent culprits. One you know where your company is lacking, you need to find out what the volume of work is.

You’ll be making a substantial investment in a contractor, and if you want to get the most out of their skillset, you need to make sure you maximise on their workload. If you’re ignorant of this area of expertise yourself, don’t make any assumptions about how much you think it should cost or how many hours it should take; if you’ve never done it yourself, how will you know? The best thing is to approach a wide variety of freelancers for quotes.

Is the job bigger than anticipated?

On hearing back, it might be that the job is much larger than you anticipated, and this could impact you in one of two ways. On the one hand, for example, let’s say you need a set of business cards designing. This would be a simple freelancer project, but then you start thinking about the other marketing materials you need, exhibition stand imagery, product brochures that you’ll need drawing up, and these will require the same tone of voice and quality. Suddenly, it might be more cost-effective to hire a contractor on a 12-month basis, and then re-evaluate their position in a year’s time.

On the other hand, it might be more than the job of one person, and could require you to hire a separate company to outsource the work to. A lot of smaller businesses find this when they reach the stage of having a substantial workforce, but no uniform contracts in existence, no HR services in place, no health and safety policy and so on. Courier services are another good example though, as you might start off using very basic services like Royal Mail. Outsourcing to affordable professionals, such as Irish Parcels, is well worth the investment.

When it comes to budget, everyone wants the best for their bank roll, and if you want to ensure that you get the best outsourcing for your budget, click here for some tips on what to look out for. What did you outsource in your business?

 

Want more reads? Here’s a few of our top postings:

Tai Lopez’s Net Worth
Which stores owe you Money?
Jimmy Tatro’s Net Worth

Photo: Thomas Angermann