Last week I went into my bank on payday to deposit my cheque. I normally go to a branch close to my main office but I was in a different part of town so went into a new branch.
It’s amazing how comfortable you get in a certain branch.
Even though this is the same bank, same services as my normal bank everything felt very ”twilight zone” to me.
Everything was strange in this bank. I walked in the front doors and had to walk around the lineup of people to find where the line started and ended. There was room to have the line form straight from the door but for some reason the line started almost backwards where you’d expect it. I know this is hard to visualize so trust me when I say it was weird and everyone in line was commenting on the strange line formation.
When it was finally my turn, I commented on the strange line formation and the teller explained that despite the volume of complaints, they would not be changing how they que the line because moving the lineup would ‘block the front window view and when you work in a concrete building you need as much daylight as possible’. Needless to say I didn’t argue with the nutcase though I wanted to yell in her face ”FORM THE LINE PROPERLY TO KEEP CUSTOMERS HAPPY (AND SANE) AND TAKE YOUR LUNCH BREAK OUTSIDE YOU LOONIE BIN” but I didn’t. I handed her my cheque and asked her to deposit it.
As we were finishing the deposit which took a few minutes because she took it upon herself to give me $100 cash back that I didn’t ask for…She says:
I notice you don’t have a credit card with us…
That’s right, I don’t.
Well I recommend you get one. You know, you never know when an emergency may arise and you need access to a credit card.
No, thanks, that’s what EMERGENCY FUNDS are for. So I don’t accumulate debt for the sake of an emergency…
Hunny, no one stashes away money ”just in case” that’s why we invented credit cards…
You have no idea how badly I wish I was kidding.
One, she called me Hunny and two, she either believes this which or is worlds worst sales person.
I thought about calling to complain. But what do I complain about? She wants to sell me the card, which she gets perks for, though her pitch was seriously flawed, she was just doing her job.
I think I’m a little bummed that this is the stuff our banks are still telling people today, after all the financial crisis the world has endured. Shouldn’t we be trying to sell a card that makes you look smart if used correctly? Not used in panic-stricken emergency situations that we’re not prepared for?
Have you received any bad advice lately?